cryptobanking.news daily brief, 3 November 2026
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ANCHOR: This is the cryptobanking.news daily brief for Tuesday, 3 November.
ANCHOR: Standard Chartered has launched tokenised deposits for corporate clients in Hong Kong, its first market for the service. Transfers settle between banks around the clock in central bank money through the HKMA's Ensemble TX.
CO-HOST: In Ghana, the central bank governor says the Bank of Ghana is developing a Stablecoin Directive to set clear requirements for stablecoin activities, citing risks to monetary sovereignty from foreign-currency stablecoins.
ANCHOR: The Hong Kong Monetary Authority says Ensemble TX now supports 24/7 real-value tokenised transactions, after trial trades in tokenised Exchange Fund Bills by Recognised Dealers. It says the trials will soon include regulated stablecoins.
CO-HOST: Hong Kong's central bank says Ensemble TX now settles interbank tokenised deposit transactions in tokenised central bank money around the clock. Participating banks and industry pioneers have grown to 12 and 20.
ANCHOR: That’s the brief. For sources, visit cryptobanking.news.

Sources:
- Standard Chartered launches Tokenised Deposits in Hong Kong for corporate clients, with 24/7 interbank settlement via HKMA's Ensemble TX (Standard Chartered, 2026-11-02): https://cryptobanking.news/item/stanchart-tokenised-deposits-hong-kong-ensemble-tx/ | primary source: https://www.sc.com/en/press-release/standard-chartered-launches-tokenised-deposits-in-hong-kong/
- Bank of Ghana Governor says the central bank is developing a Stablecoin Directive under Ghana's Virtual Asset Service Providers Act (Bank of Ghana, 2026-11-02): https://cryptobanking.news/item/bog-asiama-avas-stablecoin-directive/ | primary source: https://www.bog.gov.gh/wp-content/uploads/2026/11/Goodwill-Message-by-Governor-Dr-Johnson-Pandit-Asiama-at-the-Africa-Virtual-Assets-Summit-AVAS-2026-021126-1.pdf
- HKMA advances Ensemble TX to 24/7 real-value tokenised transactions and will soon add regulated stablecoins to its trials (Hong Kong Monetary Authority, 2026-11-02): https://cryptobanking.news/item/hkma-ensemble-tx-24-7-real-value-stablecoin-trials/ | primary source: https://www.hkma.gov.hk/eng/news-and-media/press-releases/2026/11/20261102-3/
- HKMA moves Ensemble TX to 24/7 interbank settlement of tokenised deposits in tokenised central bank money, with 12 banks and 20 industry pioneers (Hong Kong Monetary Authority, 2026-11-02): https://cryptobanking.news/item/hkma-ensemble-tx-24-7-tokenised-cebm-settlement/ | primary source: https://www.hkma.gov.hk/eng/news-and-media/press-releases/2026/11/20261102-5/

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