Crypto readiness score
2/3 status dimensions verified · 1 initiative · last verified 2026-10-24
Score breakdown
How the number above is built — every input is a verified tracker status with a dated source.
| Component | Weight | Points | Basis (verified input) |
|---|---|---|---|
| Commercial availability | 35 | 3.5 | Announced / exploring · initiative |
| Regulatory standing | 25 | — | No verified status — not scored |
| Technical delivery | 20 | 4 | Developing / partnership established · initiative |
| Product breadth | 15 | 5 | 1 product category with a verified status: Stablecoin issuance |
| Recent verified activity | 5 | 5 | Last verified change 2026-05-20 |
Score = sum of points, rounded. Only verified tracker statuses count; “Unknown” earns nothing and is never estimated. Methodology
Initiatives (1)
Regulatory, technical and commercial status are kept separate: an authorisation is not a launch.
Stablecoin issuance · EU / EEA
Qivalis: bank-consortium MiCA euro stablecoin
- regulatory
- Unknown
- technical
- Developing / partnership established2025-12-02
- commercial
- Announced / exploring2026-05-19
A consortium of European banks formed Qivalis, an Amsterdam-based company seeking DNB authorisation as an e-money institution to issue a MiCA-compliant euro stablecoin, planned for the second half of 2026; membership grew from nine founders (Sep 2025) to 37 banks (May 2026).
Scope: Founding members (Sep–Dec 2025) plus members named in the May 2026 expansion that we track; the consortium reports 37 members in total.
In tracker · last verified 2026-10-24
Licences & registrations
Regulator records (or MiCA Art. 60 notifications — a notification, not an authorisation).
No licence or registration record in our verified data. This means “not reviewed”, not “unlicensed”.
Partners & providers
From tracker records and verified item text only. “Co-named” means both appear in the same source — open it for context. Full map
- consortium:qivalis · named role (tracker) · consortium member
Qivalis: bank-consortium MiCA euro stablecoin — UniCredit (opens source in new tab)
Regulator records & actions
Register entries and regulator publications that name this institution.
None in our verified data.
Markets (from stated target markets): European Union / EEA
Timeline
Status changes (tracker history), verified items and regulatory dates, newest first.
2026-05-20 · Status
Scope change: 25 more banks join (37 in total), incl. Erste Group, Intesa Sanpaolo, Nordea and Piraeus (status unchanged).
2025-12-02 · Status
Qivalis incorporated in Amsterdam; BNP Paribas joined on 1 Dec 2025.
2025-09-25 · Status
Nine banks announce a MiCAR-compliant euro stablecoin, expected to be first issued in 2H 2026.
Data: /api/banks.json (CC BY 4.0) · Spot an error? Corrections
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