Bank (regional bank) · Japan
Hokkoku Bank
The Hokkoku Bank, Ltd. (株式会社北國銀行) · hokkokubank.co.jp (opens source in new tab)
Crypto readiness score
2/3 status dimensions verified · 1 initiative · last verified 2026-11-09
Score breakdown
How the number above is built — every input is a verified tracker status with a dated source.
| Component | Weight | Points | Basis (verified input) |
|---|---|---|---|
| Commercial availability | 35 | 35 | Live — commercial, within explicit scope · initiative |
| Regulatory standing | 25 | — | No verified status — not scored |
| Technical delivery | 20 | 20 | Live — commercial, within explicit scope · initiative |
| Product breadth | 15 | 5 | 1 product category with a verified status: Tokenized deposits |
| Recent verified activity | 5 | 0 | No verified change in the last 365 days |
Score = sum of points, rounded. Only verified tracker statuses count; “Unknown” earns nothing and is never estimated. Methodology
Initiatives (1)
Regulatory, technical and commercial status are kept separate: an authorisation is not a launch.
Tokenized deposits · Japan
Hokkoku Bank Tochika: deposit-type stablecoin for local payments in the Tochituka app
- regulatory
- Unknown
- technical
- Live — commercial, within explicit scope2024-04-01
- commercial
- Live — commercial, within explicit scope2024-04-01
Hokkoku Bank began issuing Tochika, which it calls Japan’s first deposit-type stablecoin, on 1 April 2024 in the blockchain-based Tochituka local-currency app built with Digital Platformer; in July 2025 it started developing a SoftPOS solution with Soft Space that accepts Tochika alongside card and QR payments.
Scope: Japan (Ishikawa Prefecture merchants on Tochituka); retail.
In tracker · last verified 2026-11-09
Licences & registrations
Regulator records (or MiCA Art. 60 notifications — a notification, not an authorisation).
No licence or registration record in our verified data. This means “not reviewed”, not “unlicensed”.
Partners & providers
From tracker records and verified item text only. “Co-named” means both appear in the same source — open it for context. Full map
- BCV · named role (tracker) · Tochituka platform co-provider
Regulator records & actions
Register entries and regulator publications that name this institution.
None in our verified data.
Markets (from stated target markets): Japan
Timeline
Status changes (tracker history), verified items and regulatory dates, newest first.
2024-04-01 · Status
Service start of the deposit-type stablecoin Tochika (bank release).
2024-04-01 · Status
Tochika issued on the Tochituka blockchain platform.
Data: /api/banks.json (CC BY 4.0) · Spot an error? Corrections
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