Crypto readiness score
1/3 status dimensions verified · 1 initiative · last verified 2026-10-22
Only 1 of 3 status dimensions (commercial, regulatory, technical) are verified for this institution; at least 2 are required before a score is shown. We show this rather than guess.
Score breakdown
How the number above is built — every input is a verified tracker status with a dated source.
| Component | Weight | Points | Basis (verified input) |
|---|---|---|---|
| Commercial availability | 35 | — | No verified status — not scored |
| Regulatory standing | 25 | 15 | Notified (MiCA Art. 60) · initiative |
| Technical delivery | 20 | — | No verified status — not scored |
| Product breadth | 15 | 5 | 1 product category with a verified status: Crypto services |
| Recent verified activity | 5 | 0 | No verified change in the last 365 days |
Score = sum of points, rounded. Only verified tracker statuses count; “Unknown” earns nothing and is never estimated. Methodology
Initiatives (1)
Regulatory, technical and commercial status are kept separate: an authorisation is not a launch.
Crypto services · Germany (EU/EEA MiCA)
MiCA Article 60 notification: reception & transmission of orders
- regulatory
- Notified (MiCA Art. 60)2025-05-14
- technical
- Unknown
- commercial
- Unknown
N26 is listed in ESMA’s interim MiCA register with an Article 60 notification to BaFin (14/05/2025) covering reception & transmission of orders.
Scope: Services listed in the ESMA register only.
In tracker · last verified 2026-10-22
Licences & registrations
Regulator records (or MiCA Art. 60 notifications — a notification, not an authorisation).
- Notified (MiCA Art. 60) MiCA Article 60 notification: reception & transmission of orders
ESMA · 14 May 2025
PrimaryESMA interim MiCA register — CASPs (row: N26 Bank SE) (opens source in new tab)
Partners & providers
From tracker records and verified item text only. “Co-named” means both appear in the same source — open it for context. Full map
No partner or provider named in our verified sources yet.
Regulator records & actions
Register entries and regulator publications that name this institution.
- 2026-10-22Primary record · European Securities and Markets AuthorityESMA interim MiCA register — CASPs (row: N26 Bank SE) (opens source in new tab)
Markets (from stated target markets): European Union / EEA
Timeline
Status changes (tracker history), verified items and regulatory dates, newest first.
2025-05-14 · Status
Notification recorded in ESMA interim MiCA register.
Data: /api/banks.json (CC BY 4.0) · Spot an error? Corrections