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Evidence record

Piero Cipollone: Money in the digital age — digital euro, tokenisation and the role of central banks

Read the item · published 2026-10-06

Evidence

Confidence
High Primary source (regulator / official record); quote string-matched against the live page.
Quote verified
2026-10-23 17:36 UTC
Archived snapshot
SHA-256 5e9f69a953564916f94c0da3bbb6ac44a3b9a390a38c631b267e23bbb2a9929f · fetched 2026-10-23 · Wayback Machine copy ↗
Source type
Primary European Central Bank ↗
Saved excerpt around the quote (source text, 2026-10-23)
… we do not provide a digital form of cash, the role of public money may continue to decline. And we may find ourselves trapped in a situation where there is no pan-European digital payment solution that caters to every type of day-to-day transaction. If tokenised finance develops on closed, incompatible platforms without a safe settlement asset, fragmentation could increase and the singleness of money could be weakened. And when Europe depends excessively on infrastructures, technologies or solutions controlled elsewhere, our resilience and monetary sovereignty is diminished. The question, therefore, is not whether payments and finance will become more digital. The …
Change log (11)
  1. 2026-10-23 Newsroom 2026-10-23 eve: +MAS/BNM/BOT BLOOM cross-border digital money (Tier 1, MAS media release); bank-negara-malaysia, bank-of-thailand entities; verify snap (b20c97d)
  2. 2026-10-23 Newsroom 2026-10-23 PM: +Riksbank letter to Riksdag Finance Committee on digital krona (PDF, Tier 1); riksbank entity; CBDC tracker entry; verify snapshots, pag (240394a)
  3. 2026-10-23 Tracker: HSBC RedCoin commercial status -> Live (23 Oct 2026, HSBC release); +SoFi Earn (SOFIE) initiative, SoFi institution, 2 sources; vfetch: one 5s retry on (cebc8d1)
  4. 2026-10-23 Newsroom 2026-10-23: +HSBC RedCoin live on PayMe (HKMA-licensed HKD stablecoin), +SoFi Earn (SOFIE) consumer tokenized deposit (via Nasdaq/Business Wire; SoFi I (62c1ed5)
  5. 2026-10-23 Verify: shared vfetch (PDF via pdftotext, retry, snapshot fallback for EUR-Lex/ESMA/ECB transient blocks, real mismatches still fail), verify-snapshots.json; de (a65ba64)
  6. 2026-10-23 Audit ledger 2026-10-22, a11y fixes (key-facts list, tracker target size), screenshots b2-* (644d97b)
  7. 2026-10-23 P1/P2: homepage What-changed + tracker snapshot, regulatory timeline date-status labels/event-type filter/shareable URLs, methodology status & evidence definiti (95a103a)
  8. 2026-10-22 Phase 1 positioning: intelligence platform for banks entering digital assets (941ceee)
  9. 2026-10-22 Global coverage upgrade: daily pipeline + page watchers, 27 new verified items, per-item OG images, /data, new trackers (CBDC, MiCA CASP, bank services), entiti (7f6aa9a)
  10. 2026-10-22 Redesign: editorial typography, navy/paper palette, dark mode, hero, regulator ticker, tracker timelines, item page, logo/favicon/OG, screenshots (398f48b)
  11. 2026-10-22 MVP site (64ba2ad)

Verified quotes

  • “If tokenised finance develops on closed, incompatible platforms without a safe settlement asset, fragmentation could increase and the singleness of money could be weakened.”

String-matched against https://www.ecb.europa.eu/press/key/date/2026/html/ecb.sp261006~0da978f159.en.html by scripts/verify.mjs before every deploy.

AI-drafted from the primary source; quote string-matched by scripts/verify.mjs · AI-assisted