Evidence record
Visa study: safeguards could boost stablecoin use among Americans
Read the item · published 2026-09-23
Evidence
- Confidence
- Medium The institution’s own statement; quote string-matched. Proves what the institution says, not independent confirmation.
- Quote verified
- 2026-10-23 17:36 UTC
- Archived snapshot
- SHA-256
d75c9349deb9ed3e7a80866c6b30997828cdb620774110b118d8fcb185b604d5· fetched 2026-10-23 · Wayback Machine copy ↗ - Source type
- Official institutional Visa ↗
… hypothetical scenario with bank-level fraud protection and deposit insurance, U.S . adoption intent climbed from 36% to 56%. The provider matters too. Nearly two-thirds (64%) say trust depends more on who offers a payment method than on the tech itself. Willingness to use stablecoins rises from 36% to 45% when offered through an existing financial provider. Traditional banks and global payment networks lead on trust. Over six in ten U.S . consumers trust traditional commercial banks (61%) and global payment networks (60%) to provide digital currency services. Despite industry buzz, stablecoins remain u …
Change log (10)
- 2026-10-23 Newsroom 2026-10-23 eve: +MAS/BNM/BOT BLOOM cross-border digital money (Tier 1, MAS media release); bank-negara-malaysia, bank-of-thailand entities; verify snap (b20c97d)
- 2026-10-23 Newsroom 2026-10-23 PM: +Riksbank letter to Riksdag Finance Committee on digital krona (PDF, Tier 1); riksbank entity; CBDC tracker entry; verify snapshots, pag (240394a)
- 2026-10-23 Tracker: HSBC RedCoin commercial status -> Live (23 Oct 2026, HSBC release); +SoFi Earn (SOFIE) initiative, SoFi institution, 2 sources; vfetch: one 5s retry on (cebc8d1)
- 2026-10-23 Newsroom 2026-10-23: +HSBC RedCoin live on PayMe (HKMA-licensed HKD stablecoin), +SoFi Earn (SOFIE) consumer tokenized deposit (via Nasdaq/Business Wire; SoFi I (62c1ed5)
- 2026-10-23 Verify: shared vfetch (PDF via pdftotext, retry, snapshot fallback for EUR-Lex/ESMA/ECB transient blocks, real mismatches still fail), verify-snapshots.json; de (a65ba64)
- 2026-10-23 AI/agent discoverability: llms.txt + llms-full.txt, AI-crawler robots rules, open data /api/{items,tracker,regulation}.json (CC BY 4.0) + Dataset JSON-LD on /da (e14054d)
- 2026-10-23 Audit ledger 2026-10-22, a11y fixes (key-facts list, tracker target size), screenshots b2-* (644d97b)
- 2026-10-23 P1/P2: homepage What-changed + tracker snapshot, regulatory timeline date-status labels/event-type filter/shareable URLs, methodology status & evidence definiti (95a103a)
- 2026-10-22 Phase 1 positioning: intelligence platform for banks entering digital assets (941ceee)
- 2026-10-22 Global coverage upgrade: daily pipeline + page watchers, 27 new verified items, per-item OG images, /data, new trackers (CBDC, MiCA CASP, bank services), entiti (7f6aa9a)
Verified quotes
“Willingness to use stablecoins rises from 36% to 45% when offered through an existing financial provider.”
String-matched against https://usa.visa.com/about-visa/newsroom/press-releases.releaseId.22771.html by scripts/verify.mjs before every deploy.
AI-drafted from the primary source; quote string-matched by scripts/verify.mjs · AI-assisted