https://cryptobanking.news/jurisdictions/us/Verified crypto-banking items for United Stateshttps://cryptobanking.news/item/sofi-earn-sofie-tokenized-deposit/https://cryptobanking.news/item/sofi-earn-sofie-tokenized-deposit/Thu, 22 Oct 2026 00:00:00 GMTSoFi announced the launch of SoFi Earn (SOFIE), which it describes as the first and only national bank-issued tokenized deposit for consumers; each SOFIE represents $1 held on deposit at SoFi Bank, N.A., earning 4.40% APY (variable, rates current as of 10/20/26) with FDIC insurance up to applicable limits. Members can convert SOFIE 1:1 to SoFiUSD, SoFi's stablecoin, to buy crypto in the SoFi app or move funds over blockchain rails 24/7. SoFi says SOFIE is not a payment stablecoin and is rolling out to SoFi Crypto members now through November. Source: https://www.nasdaq.com/press-release/sofi-launches-sofi-earn-sofie-first-and-only-national-bank-issued-tokenized-deposittokenized-depositsstablecoinshttps://cryptobanking.news/item/occ-final-rule-genius-act/https://cryptobanking.news/item/occ-final-rule-genius-act/Wed, 21 Oct 2026 00:00:00 GMTThe OCC announced a final rule implementing the GENIUS Act for payment stablecoin issuers within its jurisdiction, setting standards for reserve backing, redemption and risk management. The rule also covers certain custody activities of OCC-supervised entities, and both the rule and the Act take effect on 18 January 2027. Source: https://www.occ.gov/news-issuances/news-releases/2026/nr-occ-2026-92.htmlstablecoinsregulationhttps://cryptobanking.news/item/jpm-coin-live-on-ethereum/https://cryptobanking.news/item/jpm-coin-live-on-ethereum/Mon, 19 Oct 2026 00:00:00 GMTKinexys by J.P. Morgan extended JPM Coin, its USD-denominated deposit token, to Ethereum, its second public blockchain. The bank pointed to demand from institutions active in crypto and real-world-asset transactions for on-chain cash from established financial institutions. Source: https://www.jpmorgan.com/payments/newsroom/jpm-coin-live-on-ethereumtokenized-depositshttps://cryptobanking.news/item/circle-tereina-usdc-eurc-sap/https://cryptobanking.news/item/circle-tereina-usdc-eurc-sap/Wed, 07 Oct 2026 00:00:00 GMTTereina, an SAP-backed company, and Circle announced a partnership to integrate USDC and EURC into Tereina's platform so that businesses can send and receive stablecoin payments from within existing business applications, starting with the SAP ecosystem. Source: https://www.circle.com/pressroom/tereina-an-sap-backed-company-and-circle-bring-usdc-and-eurc-into-enterprise-workflows-starting-with-the-sap-ecosystem-behind-84-of-global-commercestablecoinshttps://cryptobanking.news/item/cftc-anprm-crypto-asset-markets/https://cryptobanking.news/item/cftc-anprm-crypto-asset-markets/Mon, 05 Oct 2026 00:00:00 GMTThe CFTC opened an advance notice of proposed rulemaking on bringing crypto asset transactions and markets into its market regulatory framework. Source: https://www.cftc.gov/PressRoom/PressReleases/9307-26regulationhttps://cryptobanking.news/item/sec-atkins-crypto-custody-statement/https://cryptobanking.news/item/sec-atkins-crypto-custody-statement/Thu, 01 Oct 2026 00:00:00 GMTSEC Chairman Paul Atkins said the proposal would provide a clear regulatory framework for the custody of crypto assets by investment advisers and funds, giving them a compliant pathway where none existed before. Source: https://www.sec.gov/newsroom/speeches-statements/atkins-crypto-custody-100126-statement-proposal-address-custody-crypto-assets-under-investment-advisers-act-investment-companycustodyregulationhttps://cryptobanking.news/item/sec-crypto-custody-proposal/https://cryptobanking.news/item/sec-crypto-custody-proposal/Thu, 01 Oct 2026 00:00:00 GMTThe SEC proposed rules and amendments setting a tailored custody framework for crypto assets held by registered investment advisers and regulated funds. Source: https://www.sec.gov/newsroom/press-releases/2026-100-sec-proposal-would-address-how-investment-advisers-funds-can-custody-crypto-assets-under-federalcustodyregulationhttps://cryptobanking.news/item/circle-volante-stablecoin-banks/https://cryptobanking.news/item/circle-volante-stablecoin-banks/Mon, 28 Sep 2026 00:00:00 GMTVolante Technologies and Circle announced a collaboration under which Volante clients will be able to test USDC workflows within Volante's payments platform, including orchestrating stablecoin activity alongside existing rails, operational controls and on- and off-ramp requirements. Source: https://www.circle.com/pressroom/volante-technologies-and-circle-to-advance-stablecoin-payment-and-settlement-capabilities-for-financial-institutionsstablecoinshttps://cryptobanking.news/item/cftc-faq-crypto-registrants/https://cryptobanking.news/item/cftc-faq-crypto-registrants/Thu, 24 Sep 2026 00:00:00 GMTCFTC staff updated FAQs on how registrants and registered entities may conduct activities involving crypto assets and blockchain technology. Source: https://www.cftc.gov/PressRoom/PressReleases/9303-26regulationhttps://cryptobanking.news/item/fed-genius-act-proposals/https://cryptobanking.news/item/fed-genius-act-proposals/Thu, 24 Sep 2026 00:00:00 GMTThe Fed issued two proposals under the GENIUS Act covering reserve assets, standardized capital requirements and risk management for payment stablecoin issuers it supervises. Source: https://www.federalreserve.gov/newsevents/pressreleases/bcreg20260924a.htmstablecoinsregulationhttps://cryptobanking.news/item/sec-innovation-exemption-tokenized-stock/https://cryptobanking.news/item/sec-innovation-exemption-tokenized-stock/Thu, 17 Sep 2026 00:00:00 GMTThe SEC issued a temporary exemption allowing tokenized NMS stock to trade in a permissioned environment, with a request for comment. Source: https://www.sec.gov/newsroom/press-releases/2026-90-sec-issues-innovation-exemption-facilitate-trading-tokenized-nms-stock-request-commentregulationhttps://cryptobanking.news/item/jpm-coin-jpmd-institutional/https://cryptobanking.news/item/jpm-coin-jpmd-institutional/Wed, 12 Nov 2025 00:00:00 GMTFollowing a proof of concept, J.P. Morgan made its USD deposit token JPM Coin (JPMD) available to institutional clients on a public blockchain, offering near-instant 24/7 settlement. It builds on the bank's existing blockchain deposit accounts on its private permissioned network. Source: https://www.jpmorgan.com/payments/newsroom/jpm-coin-usd-deposit-token-institutional-clientstokenized-deposits