Crypto readiness score
2/3 status dimensions verified · 2 initiatives · last verified 2026-11-02
Score breakdown
How the number above is built — every input is a verified tracker status with a dated source.
| Component | Weight | Points | Basis (verified input) |
|---|---|---|---|
| Commercial availability | 35 | 24.5 | Live — restricted / specific counterparties · initiative |
| Regulatory standing | 25 | — | No verified status — not scored |
| Technical delivery | 20 | 15 | Live — restricted / specific counterparties · initiative |
| Product breadth | 15 | 5 | 1 product category with a verified status: Stablecoin issuance |
| Recent verified activity | 5 | 5 | Last verified change 2026-10-29 |
Score = sum of points, rounded. Only verified tracker statuses count; “Unknown” earns nothing and is never estimated. Methodology
Initiatives (2)
Regulatory, technical and commercial status are kept separate: an authorisation is not a launch.
Stablecoin issuance · EU/EEA
EURXT: Crédit Agricole’s MiCA euro e-money token issued by CACEIS Bank on Ethereum
- regulatory
- Unknown
- technical
- Live — restricted / specific counterparties2026-07-01
- commercial
- Live — restricted / specific counterparties2026-10-29
Crédit Agricole S.A. announced on 1 July 2026 the launch of EURXT, a euro electronic money token issued on Ethereum by CACEIS and backed 1:1 by cash held on CACEIS Bank’s balance sheet, alongside the first subscription via EURXT into a tokenised Amundi money market fund; on 29 October 2026 CACEIS said EURXT is available to clients with a wallet hosted by a regulated CASP.
Scope: Institutional clients of CACEIS (EU).
In tracker · last verified 2026-11-02
Stablecoin issuance · Global
Bank-group stablecoin enterprise: 1:1 reserve-backed stable payment asset (USD first, then other G7 currencies)
- regulatory
- Unknown
- technical
- Announced / exploring2025-10-10
- commercial
- Announced / exploring2026-09-01
Banco Santander, Bank of America, Barclays, BNP Paribas, Citi, Deutsche Bank, Goldman Sachs, MUFG Bank, TD Bank Group and UBS said on 10 October 2025 that they were jointly exploring a 1:1 reserve-backed form of digital money on public blockchains, focused on G7 currencies. On 1 September 2026 a group of 21 financial institutions (including Rabobank, Lloyds, Commerzbank, BBVA, PNC, Scotiabank, Wells Fargo and Standard Bank) said it had committed to establish a new company in H2 2026, subject to closing conditions, initially focused on a USD-denominated stablecoin with a EUR offering as a priority, aiming to go to market in the first half of 2027.
Scope: Ten banks in the Oct 2025 joint statement; 21 institutions listed on 1 Sep 2026 (Barclays and BNP Paribas, named in Oct 2025, are not in the Sep 2026 list; Capital One, Fidelity Investments, WisdomTree and Sirius International Holding are not profiled).
In tracker · last verified 2026-11-01
Licences & registrations
Regulator records (or MiCA Art. 60 notifications — a notification, not an authorisation).
No licence or registration record in our verified data. This means “not reviewed”, not “unlicensed”.
Partners & providers
From tracker records and verified item text only. “Co-named” means both appear in the same source — open it for context. Full map
Regulator records & actions
Register entries and regulator publications that name this institution.
None in our verified data.
Markets (from stated target markets): European Union / EEA
Timeline
Status changes (tracker history), verified items and regulatory dates, newest first.
2026-10-29 · Status
CACEIS says EURXT is available to its clients with a wallet at a regulated CASP.
2026-09-01 · Status
Scope change: 21 institutions commit to establish a stablecoin company in H2 2026 (USD first, EUR a priority), go to market targeted H1 2027 (status unchanged).
2026-07-01 · Status
EURXT launched on Ethereum with a first subscription into a tokenised Amundi money market fund.
2025-10-10 · Status
Joint statement: the banks are jointly exploring issuance; no product, network or timeline named.
2025-10-10 · Status
Exploration only; no launch date given.
Data: /api/banks.json (CC BY 4.0) · Spot an error? Corrections
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