Bank (national trust bank) · United States
Ripple National Trust Bank
Ripple National Trust Bank · ripple.com (opens source in new tab)
Crypto readiness score
1/3 status dimensions verified · 1 initiative · last verified 2026-10-27
Only 1 of 3 status dimensions (commercial, regulatory, technical) are verified for this institution; at least 2 are required before a score is shown. We show this rather than guess.
Score breakdown
How the number above is built — every input is a verified tracker status with a dated source.
| Component | Weight | Points | Basis (verified input) |
|---|---|---|---|
| Commercial availability | 35 | — | No verified status — not scored |
| Regulatory standing | 25 | 12.5 | Approved / authorised (evidence needs review: ×0.5) · initiative |
| Technical delivery | 20 | — | No verified status — not scored |
| Product breadth | 15 | 5 | 1 product category with a verified status: Custody & trading |
| Recent verified activity | 5 | 5 | Last verified change 2026-10-26 |
Score = sum of points, rounded. Only verified tracker statuses count; “Unknown” earns nothing and is never estimated. Methodology
Initiatives (1)
Regulatory, technical and commercial status are kept separate: an authorisation is not a launch.
Custody & trading · United States
Ripple National Trust Bank: OCC national trust charter for RLUSD reserve management and digital asset custody
- regulatory
- Approved / authorised2026-10-26
- technical
- Unknown
- commercial
- Unknown
Ripple said on 26 October 2026 that the OCC granted final approval for chartering Ripple National Trust Bank, whose approved activities include managing RLUSD reserves, acting as collateral trustee for RLUSD holders and fiduciary digital asset custody.
Scope: National trust bank; RLUSD continues to be issued by Standard Custody & Trust Company.
In tracker · last verified 2026-10-27
Licences & registrations
Regulator records (or MiCA Art. 60 notifications — a notification, not an authorisation).
- Approved / authorised Ripple National Trust Bank: OCC national trust charter for RLUSD reserve management and digital asset custody
Office of the Comptroller of the Currency · 26 Oct 2026
Official institutionalRipple Receives Final OCC Approval to Establish National Trust Bank (opens source in new tab)
Partners & providers
From tracker records and verified item text only. “Co-named” means both appear in the same source — open it for context. Full map
Regulator records & actions
Register entries and regulator publications that name this institution.
None in our verified data.
Markets (from stated target markets): United States
Timeline
Status changes (tracker history), verified items and regulatory dates, newest first.
2026-10-26 · Status
Ripple announced final OCC approval for the national trust bank charter (conditional approval December 2025); OCC primary record not yet found, flagged needs-review.
2026-10-26 · Item
Ripple
In the Weekly Brief
Issues of the weekly brief that covered this institution.
Full coverage for Ripple National Trust Bank · Data: /api/banks.json (CC BY 4.0) · Spot an error? Corrections
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