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Regulation & supervisionT1RegulatorEU

EBA identifies priorities for the review of MiCA

Published Quote last verified

  • Regulation

Executive summaryFact

Responding to the Commission’s targeted consultation, the EBA called for scope clarifications in MiCA and regulation of crypto-asset lending including DeFi.

Primary source: European Banking Authority ↗

Key factsFact

Event
Consultation response
Jurisdiction
EU
Source
European Banking Authority
Source tier
Tier 1 · Regulator / central bank
Regulation
MiCA

From the sourceFact

“The EBA recommends regulating crypto-asset lending, including activities linked to decentralised finance (DeFi).”

Verbatim from European Banking Authority✓ string-matched against the live page 2026-10-22

Why it matters for banksAnalysis

Signals where MiCA 2.0 may go: banks planning crypto lending or collateral services should expect explicit rules.

Editorial analysis, not advice.

AIAI-assisted: summary and analysis were drafted with AI from the primary source and are the editor’s responsibility. AI-drafted from the primary source; quote string-matched by scripts/verify.mjs. Methodology · Corrections · Report an error

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