European Union / EEA · Regulatory regime
MiCA
Regulation (EU) 2023/1114 on markets in crypto-assets (MiCA)
Status
In force
In force since 30 June 2024
Next: 12 Nov 2026 · in 19 days
USDC becomes subject to MiCA dual supervision as a significant EMT
- Instrument
- EU regulation (directly applicable in all Member States)
- Dated milestones
- 7 (2 upcoming)
- Tracked banks
- 25
- Verified items
- 5
What it is Fact
In the words of the official source, quoted verbatim. Quotes are string-matched against the live page before every deploy.
“Regulation (EU) 2023/1114 of the European Parliament and of the Council of 31 May 2023 on markets in crypto-assets (MiCA)”
“MiCA has established a comprehensive regulatory framework for crypto-asset activities in the European Union”
Status is derived from the dated milestones below (a “regime in force / rules take effect” date in the past means in force). Not legal advice.
Key dates
Each date is quoted from the official text. Deadline radar · add to calendar (ICS)
30 June 2024 · passed
MiCA Titles III and IV (asset-referenced tokens and e-money tokens) apply
“Avdelning III och IV som avser utgivning av e-pengatoken och tillgångsanknutna token blev tillämpbar från och med den 30 juni 2024.”
Regime in force · Finansinspektionen (Sweden), MiCA overview (opens source in new tab)
30 December 2024 · passed
MiCA applies in full, including the rules for crypto-asset service providers (CASPs)
“Övriga avdelningar som bland annat avser leverantörer av kryptotillgångstjänster blev tillämpbar från och med den 30 december samma år.”
Regime in force · Finansinspektionen (Sweden), MiCA overview (opens source in new tab)
30 September 2025 · passed
Firms operating before 30 Dec 2024 had to apply to Finansinspektionen for MiCA authorisation by this date to keep operating during the transition
“får fortsätta att bedriva sådan verksamhet men måste ansöka om tillstånd senast den 30 september 2025.”
Application deadline · Finansinspektionen (opens source in new tab)
30 June 2026 · passed
MiCA transitional period for crypto-asset service providers in Sweden expired
“Den sista juni löpte tidsfristen ut för övergångsperioden av EU:s kryptoregelverk Mica.”
Transition period ends · Finansinspektionen (opens source in new tab) · our item
1 July 2026 · passed
MiCA CASP transitional (grandfathering) period ends EU-wide
“may continue to do so until 1 July 2026 or until they are granted or refused an authorisation pursuant to Article 63, whichever is sooner”
Transition ends · ESMA (MiCA Interactive Single Rulebook) (opens source in new tab) · our item
12 November 2026 · in 19 days
USDC becomes subject to MiCA dual supervision as a significant EMT
“From 12 November 2026, USDC will be subject to the dual supervision foreseen by MiCA for significant EMTs.”
Supervision starts · European Banking Authority (opens source in new tab) · our item
31 December 2027 · in 433 days
Trading platforms must ensure white papers exist for crypto-assets admitted before 30 Dec 2024 (Art. 143(2)(b))
“operators of trading platforms shall ensure by 31 December 2027 that a crypto-asset white paper”
Compliance deadline · ESMA (MiCA Interactive Single Rulebook) (opens source in new tab)
Banks and initiatives
Tracked bank initiatives that cite this regime or are linked to its verified items. Three separate statuses: regulatory · technical · commercial.
MiCA Article 60 notification: custody & administration, transfer services
Notified (MiCA Art. 60)UnknownUnknown
Verified 22 Oct 2026
BNY Digital Asset Custody (US; EU under MiCA)
UnknownLive — restricted / specific counterpartiesLive — restricted / specific counterparties
Verified 23 Oct 2026
MiCA Article 60 notification: custody & administration, order execution, reception & transmission of orders, transfer services
Notified (MiCA Art. 60)UnknownUnknown
Verified 22 Oct 2026
ING, UniCredit, BNP Paribas, KBC, Danske Bank, DekaBank, SEB, Raiffeisen Bank International (RBI), Banca Sella, BBVA, CaixaBank, DZ BANK, Erste Group, Intesa Sanpaolo, Nordea, Piraeus Bank
Qivalis: bank-consortium MiCA euro stablecoin
UnknownDeveloping / partnership establishedAnnounced / exploring
Verified 24 Oct 2026
MiCA CASP authorisation (custody, execution, transfer)
Approved / authorisedUnknownUnknown
Verified 22 Oct 2026
MiCA Article 60 notification: custody & administration, order execution, reception & transmission of orders, transfer services
Notified (MiCA Art. 60)UnknownUnknown
Verified 22 Oct 2026
Bitcoin and ether trading on Bolero (MiCA CASP notification)
UnknownUnknownAnnounced / exploring
Verified 24 Oct 2026
MiCA Article 60 notification: custody & administration, order execution, transfer services
Notified (MiCA Art. 60)UnknownUnknown
Verified 22 Oct 2026
MiCA Article 60 notification: custody & administration, order execution, transfer services
Notified (MiCA Art. 60)UnknownUnknown
Verified 22 Oct 2026
MiCA Article 60 notification: custody & administration, order execution, reception & transmission of orders, transfer services
Notified (MiCA Art. 60)UnknownUnknown
Verified 22 Oct 2026
Openbank retail crypto trading (Germany, Spain)
UnknownLive — commercial, within explicit scopeLive — commercial, within explicit scope
Verified 23 Oct 2026
MiCA Article 60 notification: custody & administration, order execution
Notified (MiCA Art. 60)UnknownUnknown
Verified 22 Oct 2026
Bitcoin and ether trading and custody in the BBVA app (Spain)
Notified (MiCA Art. 60)Live — commercial, within explicit scopeLive — commercial, within explicit scope
Verified 22 Oct 2026
MiCA Article 60 notification: reception & transmission of orders
Notified (MiCA Art. 60)UnknownUnknown
Verified 22 Oct 2026
MiCA Article 60 notification: custody & administration, order execution, reception & transmission of orders, transfer services
Notified (MiCA Art. 60)UnknownUnknown
Verified 22 Oct 2026
MiCA Article 60 notification: custody & administration, transfer services
Notified (MiCA Art. 60)UnknownUnknown
Verified 22 Oct 2026
Crypto custody and trading for corporate clients (with Crypto Finance)
UnknownLive — restricted / specific counterpartiesLive — restricted / specific counterparties
Verified 24 Oct 2026
Verified news on MiCA
Regulation & supervision
EBA classifies USDC as the first significant e-money token in the EU
14 Oct 2026 · European Banking Authority
Regulation & supervision
EBA identifies priorities for the review of MiCA
24 Sept 2026 · European Banking Authority
Regulation & supervision
Czech National Bank grants MiCA crypto-asset service licences to 11 entities
1 Jul 2026 · Czech National Bank
Regulation & supervision
Sweden's MiCA transition period has ended: only authorised crypto firms may now serve Swedish customers
1 Jul 2026 · Finansinspektionen (Sweden)
Bank & market adoption
Swissquote Bank Europe obtains Luxembourg MiCA CASP licence
30 Jun 2026 · Luxembourg for Finance
Newsletter · free · one email a week
The weekly crypto-banking intelligence brief
New MiCA rules, licences and deadlines land in the brief the week they are published. Each issue: the week’s material regulatory and bank moves, status changes in the adoption tracker, and the deadlines coming up — every fact linked to the document it comes from. No hype, no price talk.
57 quote-verified items · 58 bank initiatives tracked · 16 jurisdictions
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