United States · Regulatory regime

GENIUS Act

Guiding and Establishing National Innovation for U.S. Stablecoins (GENIUS) Act

Status

Scheduled to apply

Scheduled to apply from 18 January 2027

Next: 18 Jan 2027 · in 86 days
GENIUS Act and OCC final implementing rule take effect

Instrument: US federal statute, implemented by agency rules (OCC, Federal Reserve and others)
Dated milestones: 2 (1 upcoming)
Tracked banks: None yet
Verified items: 2

What it is Fact

In the words of the official source, quoted verbatim. Quotes are string-matched against the live page before every deploy.

“today announced a final rule to implement the Guiding and Establishing National Innovation for U.S. Stablecoins (GENIUS) Act”

— Office of the Comptroller of the Currency

“two proposals related to establishing a regulatory framework for Board-supervised payment stablecoin issuers under the GENIUS Act”

— Federal Reserve Board

Status is derived from the dated milestones below (a “regime in force / rules take effect” date in the past means in force). Not legal advice.

Key dates

Each date is quoted from the official text. Deadline radar · add to calendar (ICS)

18 January 2027 · in 86 days
GENIUS Act and OCC final implementing rule take effect
“The final rule and the GENIUS Act take effect on January 18, 2027.”
Rules take effect · Office of the Comptroller of the Currency (opens source in new tab) · our item
60 days after Federal Register publication · provisional
Comment period on Fed GENIUS Act proposals (reserve assets; capital and risk management)
“The comment period will close 60 days after publication in the”
Comment deadline · Federal Reserve Board (opens source in new tab) · our item

Banks and initiatives

Tracked bank initiatives that cite this regime or are linked to its verified items. Three separate statuses: regulatory · technical · commercial.

No tracked bank initiative linked to this regime yet — not yet reviewed.

Verified news on GENIUS Act

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New GENIUS Act rules, licences and deadlines land in the brief the week they are published. Each issue: the week’s material regulatory and bank moves, status changes in the adoption tracker, and the deadlines coming up — every fact linked to the document it comes from. No hype, no price talk.

57 quote-verified items · 58 bank initiatives tracked · 16 jurisdictions

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