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Banks

What banks are doing with crypto

Every bank initiative we track, with regulatory, technical and commercial status kept separate.

106 initiatives · 57 live · 113 institutions · 30 with primary evidence · last verified 2026-10-31

106 of 106 initiatives · sorted by latest status change

  • Tokenization · Kazakhstan

    Alatau City Bank

    Alatau City Bank on the KASE digital financial assets platform (tokenized bonds, tenge stablecoin, deposit tokenization)

    regulatory
    Unknown
    technical
    Announced / exploring2026-10-30
    commercial
    Announced / exploring2026-10-30

    Last change 2026-10-30 · verified 2026-10-31

    Status history (2)
    1. 2026-10-30 · technical: Announced / exploring. Bank announced it joined the KASE DFA platform and named tokenized bonds, a tenge stablecoin and deposit tokenization as directions.
    2. 2026-10-30 · commercial: Announced / exploring. No product launched yet; B2B focus stated.

    technical note: Bank has joined the KASE DFA platform; no issue or stablecoin launch dates given.

    commercial note: Products are named as promising areas; B2B segment only at this stage.

  • Tokenized deposits · United Kingdom / Hong Kong

    HSBC

    HSBC Bank USA tokenized deposits for 24/7 tokenized MMF settlement on Canton (Uber pilot)

    regulatory
    Unknown
    technical
    Pilot / proof of concept2026-10-30
    commercial
    Pilot / proof of concept2026-10-30

    Last change 2026-10-30 · verified 2026-10-31

    Status history (2)
    1. 2026-10-30 · technical: Pilot / proof of concept. Pilot completion announced in the joint HSBC/Franklin Templeton/Tradeweb/Fireblocks release.
    2. 2026-10-30 · commercial: Pilot / proof of concept. Pilot completion announced in the joint HSBC/Franklin Templeton/Tradeweb/Fireblocks release.

    technical note: Release announces a successful demonstration with one pilot client.

    commercial note: No commercial availability or timeline stated in the release.

  • Custody & trading · United States

    Galaxy

    Galaxy National Bank: application for an OCC national trust bank charter

    regulatory
    Unknown2026-10-29
    technical
    Unknown
    commercial
    Announced / exploring2026-10-29

    Last change 2026-10-29 · verified 2026-10-29

    Status history (1)
    1. 2026-10-29 · commercial: Announced / exploring. OCC national trust bank charter application announced.

    regulatory note: Application submitted to the OCC per Galaxy's 29 Oct 2026 release; remains subject to OCC approval.

    technical note: No opening date stated.

    commercial note: Proposed bank; services only if approved.

  • Tokenized assets · United States

    DTCC

    DTCC Tokenization Service (DTS): tokenized entitlements to DTC-custodied securities

    regulatory
    Unknown
    technical
    Live — commercial, within explicit scope2026-10-28
    commercial
    Live — commercial, within explicit scope2026-10-28
    • Official institutionalDTCC ↗2026-10-28

    Last change 2026-10-28 · verified 2026-10-28

    Status history (2)
    1. 2026-10-28 · technical: Live — commercial, within explicit scope. DTC launched DTS, integrated with Canton Network and DTCC's private Besu network.
    2. 2026-10-28 · commercial: Live — commercial, within explicit scope. Service launched; 20 DTC Participants have signed agreements to access it.

    regulatory note: DTCC cites a December 2025 SEC no-action letter; the letter itself is not linked as a source here.

    technical note: DTC launched DTS on 28 October 2026; integrated with Canton Network and DTCC's private Besu network.

    commercial note: 20 DTC Participants have signed agreements to access DTS; future users onboarded on a rolling basis.

  • Tokenized assets · United States

    Securitize

    Securitize planned Stellar network integration

    regulatory
    Unknown
    technical
    Developing / partnership established2026-10-28
    commercial
    Announced / exploring2026-10-28

    Last change 2026-10-28 · verified 2026-10-29

    Status history (1)
    1. 2026-10-28 · commercial: Announced / exploring. Planned Stellar integration announced.

    regulatory note: No new licence cited.

    technical note: Planned integration; no launch date.

    commercial note: Asset details TBD.

  • Custody & trading · United States

    Coinbase

    Coinbase RLUSD trading and management (Prime, Exchange, Retail app)

    regulatory
    Unknown
    technical
    Live — commercial, within explicit scope2026-10-28
    commercial
    Live — commercial, within explicit scope2026-10-28

    Last change 2026-10-28 · verified 2026-10-29

    Status history (1)
    1. 2026-10-28 · commercial: Live — commercial, within explicit scope. RLUSD made available on Coinbase Prime, Coinbase Exchange and the Coinbase Retail app.

    regulatory note: No licence or approval cited in the release.

    technical note: Deposits and withdrawals supported on XRPL, Base and Ethereum.

    commercial note: Available from 28 Oct 2026 on Coinbase Prime, Coinbase Exchange and the Coinbase Retail app; Coinbase Global Exchange (incl. RLUSD as collateral) to follow, no date given.

  • Custody & trading · United States

    BNY

    BNY Digital Asset Custody (US; EU under MiCA)

    regulatory
    Unknown
    technical
    Live — restricted / specific counterparties2022-10-11
    commercial
    Live — restricted / specific counterparties2026-10-27
    • Official institutionalBNY ↗2022-10-11
    • Official institutionalBNY ↗2026-10-08
    • Official institutionalBNY ↗2026-10-27

    Last change 2026-10-27 · verified 2026-10-27

    Status history (3)
    1. 2022-10-11 · commercial: Live — restricted / specific counterparties. US platform live for select clients (bitcoin, ether).
    2. 2026-10-08 · commercial: Live — restricted / specific counterparties → Live — restricted / specific counterparties. Scope change: expanded to select EU institutions under MiCA (status unchanged).
    3. 2026-10-27 · commercial: Live — restricted / specific counterparties → Live — restricted / specific counterparties. Scope change: XRP and RLUSD now supported on the platform (status unchanged).

    regulatory note: BNY states its EU entity was added to ESMA's MiCA register in July 2026; the register entry itself has not been reviewed for this row.

    commercial note: Select clients only, per BNY.

  • Tokenized funds · Japan

    SBI Holdings

    SBI Holdings, Startale and BlackRock MOU: tokenized MMFs connected with JPYSC yen stablecoin

    regulatory
    Unknown
    technical
    Developing / partnership established2026-10-27
    commercial
    Announced / exploring2026-10-27

    Last change 2026-10-27 · verified 2026-10-27

    Status history (2)
    1. 2026-10-27 · technical: Developing / partnership established. MOU signed with BlackRock to explore connectivity between tokenized MMFs and JPYSC.
    2. 2026-10-27 · commercial: Announced / exploring. Release says the parties will examine business models and distribution opportunities.

    regulatory note: The release lists regulatory considerations as an area to assess; no approval is mentioned.

    technical note: MOU to explore technical requirements and infrastructure; no timeline given.

    commercial note: Business models and distribution to be examined; no product or launch date.

  • Tokenized funds · United States

    BitGo Bank & Trust

    BitGo Bank & Trust: WisdomTree tokenized Treasury MMF (WTGXX) on BitGo Mint

    regulatory
    Unknown
    technical
    Developing / partnership established2026-10-27
    commercial
    Announced / exploring2026-10-27

    Last change 2026-10-27 · verified 2026-10-27

    Status history (2)
    1. 2026-10-27 · technical: Developing / partnership established. Planned WTGXX integration into BitGo Mint announced.
    2. 2026-10-27 · commercial: Announced / exploring. Release describes services as available when live; no date.

    regulatory note: BitGo Bank & Trust is described as OCC-regulated; no product-specific approval mentioned.

    technical note: Integration announced; some services may not be available at launch.

    commercial note: No launch date given.

  • Stablecoin issuance · United States

    BNY

    BNY and Ripple: planned direct RLUSD mint and redeem for BNY clients and tokenized trade finance on the XRPL

    regulatory
    Unknown
    technical
    Announced / exploring2026-10-27
    commercial
    Announced / exploring2026-10-27
    • Official institutionalBNY ↗2026-10-27

    Last change 2026-10-27 · verified 2026-10-27

    Status history (2)
    1. 2026-10-27 · technical: Announced / exploring. Planned RLUSD mint/redeem and tokenized trade finance announced.
    2. 2026-10-27 · commercial: Announced / exploring. Plans announced; subject to approvals, no dates.

    regulatory note: BNY says future product plans are subject to final BNY and regulatory approvals.

    technical note: Intended; no date given.

    commercial note: C2FO supply chain finance initiative being explored as a first step.

  • Custody & trading · United States

    Anchorage Digital Bank

    Anchorage Digital Bank: custody of Bitso’s MXNB peso stablecoin; USDPT and USAT listed on Bitso

    regulatory
    Unknown
    technical
    Live — commercial, within explicit scope2026-10-27
    commercial
    Live — commercial, within explicit scope2026-10-27

    Last change 2026-10-27 · verified 2026-10-27

    Status history (2)
    1. 2026-10-27 · technical: Live — commercial, within explicit scope. MXNB custody live across six chains.
    2. 2026-10-27 · commercial: Live — commercial, within explicit scope. Custody live; USDPT and USAT listed on Bitso.

    regulatory note: Anchorage Digital Bank is a federally chartered bank; no product-specific approval cited.

    technical note: MXNB now custodied across six chains, per Anchorage.

    commercial note: USDPT and USAT listed on Bitso; Bitso users in Mexico can buy and sell USDPT with pesos.

  • Custody & trading · United States

    Ripple National Trust Bank

    Ripple National Trust Bank: OCC national trust charter for RLUSD reserve management and digital asset custody

    regulatory
    Approved / authorised2026-10-26
    technical
    Unknown
    commercial
    Unknown

    Last change 2026-10-26 · verified 2026-10-27

    Status history (1)
    1. 2026-10-26 · regulatory: Approved / authorised. Ripple announced final OCC approval for the national trust bank charter (conditional approval December 2025); OCC primary record not yet found, flagged needs-review.

    regulatory note: Final OCC charter approval as reported by Ripple; no OCC news release or decision letter found on occ.gov when checked on 27 Oct 2026 (re-checked ~22:50 Sofia time: newest OCC news release nr-occ-2026-94 of 27 Oct is unrelated, nr-occ-2026-95 not yet published, and Interpretations & Decisions lists only Conditional Approval 1359 of 12/12/2025 for Ripple), so the evidence is flagged needs-review until a primary OCC record is found.

    technical note: Opening date not stated.

    commercial note: Opening date not stated.

  • Stablecoin issuance · United Kingdom / Hong Kong

    HSBC

    HSBC Hong Kong stablecoin (HSBC RedCoin)

    regulatory
    Approved / authorised2026-04-10
    technical
    Unknown
    commercial
    Live — commercial, within explicit scope2026-10-23

    Last change 2026-10-23 · verified 2026-10-23

    Status history (3)
    1. 2026-04-10 · regulatory: Approved / authorised. HKMA granted stablecoin issuer licence.
    2. 2026-09-30 · commercial: Announced / exploring. Product named, phased rollout announced.
    3. 2026-10-23 · commercial: Announced / exploring → Live — commercial, within explicit scope. HSBC RedCoin (RCHKD) available from today on PayMe by HSBC; over 3.3 million PayMe users able to activate a wallet in the coming days.

    regulatory note: HKMA stablecoin issuer licence (primary record).

    commercial note: Available from 23 Oct 2026 on PayMe by HSBC; wallet activation for PayMe users "in the coming days"; HSBC HK Mobile Banking App and tokenised investment products planned "later this year".

  • Tokenized deposits · United States

    SoFi

    SoFi Earn (SOFIE) consumer tokenized deposit

    regulatory
    Unknown
    technical
    Unknown
    commercial
    Live — commercial, within explicit scope2026-10-22

    Last change 2026-10-22 · verified 2026-10-23

    Status history (1)
    1. 2026-10-22 · commercial: Live — commercial, within explicit scope. Launch announced; rolling out to SoFi Crypto members now through November.

    regulatory note: SoFi Bank, N.A. is a national bank regulated by the OCC and SOFIE is described as FDIC-insured up to applicable limits; no product-specific approval record reviewed.

    commercial note: Rolling out to SoFi Crypto members now through November, per SoFi.

  • Stablecoin payments · Japan

    SBJ Bank (Shinhan Financial Group)

    SBJ Bank account-linked yen stablecoin (JPYC) top-up PoC with LINE NEXT

    regulatory
    Unknown
    technical
    Developing / partnership established2026-10-20
    commercial
    Announced / exploring2026-10-21

    Last change 2026-10-21 · verified 2026-10-26

    Status history (2)
    1. 2026-10-20 · technical: Developing / partnership established. MOU signed with JPYC and LINE NEXT for an account-linked top-up PoC.
    2. 2026-10-21 · commercial: Announced / exploring. Release says SBJ Bank and LINE NEXT will consider commercialising remittance and payment services after the PoC.

    regulatory note: The release does not mention any regulatory approval for the PoC.

    technical note: MOU signed 20 Oct 2026 for a PoC; no start date given.

    commercial note: SBJ Bank and LINE NEXT will consider commercialising new services, including remittances and payments, after the PoC.

  • Stablecoin issuance · United States

    Anchorage Digital Bank

    Anchorage Digital Bank stablecoin issuance: direct mint and redemption for Securitize

    regulatory
    Unknown
    technical
    Developing / partnership established2026-10-20
    commercial
    Announced / exploring2026-10-20

    Last change 2026-10-20 · verified 2026-10-27

    Status history (2)
    1. 2026-10-20 · technical: Developing / partnership established. Partnership with Securitize for direct mint and redemption announced.
    2. 2026-10-20 · commercial: Announced / exploring. Release announces the partnership; no launch date or volumes.

    regulatory note: The release describes issuance under federal oversight; no specific stablecoin approval is cited.

    technical note: Partnership announced for direct mint and redemption; no start date given.

    commercial note: Partnership announced; volumes and first assets not stated.

  • Tokenized deposits · United States

    J.P. Morgan (Kinexys)

    JPM Coin (JPMD) USD deposit token on public blockchains

    regulatory
    Unknown
    technical
    Live — restricted / specific counterparties2025-11-12
    commercial
    Live — restricted / specific counterparties2025-11-12

    Last change 2026-10-19 · verified 2026-10-22

    Status history (2)
    1. 2025-11-12 · technical: Live — restricted / specific counterparties. JPMD made available to institutional clients on a public blockchain.
    2. 2026-10-19 · technical: Live — restricted / specific counterparties → Live — restricted / specific counterparties. Scope change: extended to Ethereum, its second public blockchain (status unchanged).

    regulatory note: No regulator approval record reviewed; deposit token issued by a bank under existing banking licence (not verified for this entry).

    commercial note: Available to institutional clients only per J.P. Morgan.

  • Tokenized deposits · United States

    Vantage Bank · Custodia Bank

    Hazel Network tokenized deposits (Vantage Bank and Custodia)

    regulatory
    Unknown
    technical
    Live — restricted / specific counterparties2026-10-19
    commercial
    Live — restricted / specific counterparties2026-10-19

    Last change 2026-10-19 · verified 2026-10-25

    Status history (2)
    1. 2026-10-19 · technical: Live — restricted / specific counterparties. Participate release: first loan participation payment in tokenized deposits completed between Vantage Bank and Rio Bank.
    2. 2026-10-19 · commercial: Live — restricted / specific counterparties. Completed bank-to-bank payment between two named banks; broader offering to Participate network banks announced without a date.

    regulatory note: No regulator approval named in the release.

    technical note: Completed loan participation payment between Vantage Bank and Rio Bank.

    commercial note: First payment completed under the Participate, Vantage Bank and Custodia collaboration; Participate will begin offering access to its 750 network banks (no date given).

  • Custody & trading · Germany

    DekaBank

    Krypto – powered by Deka: crypto trading and custody for Sparkassen customers

    regulatory
    Notified (MiCA Art. 60)
    technical
    Live — commercial, within explicit scope2026-10-19
    commercial
    Live — commercial, within explicit scope2026-10-19

    Last change 2026-10-19 · verified 2026-10-25

    Status history (1)
    1. 2026-10-19 · commercial: Live — commercial, within explicit scope. DekaBank release: crypto offer for Sparkassen customers started, phased roll-out.

    regulatory note: DekaBank describes itself as a notified crypto-asset service provider (notifizierte Kryptowerte-Dienstleisterin).

    commercial note: Phased roll-out over the coming months; each Sparkasse decides whether to integrate the offer.

  • Stablecoin issuance · Japan

    MUFG Bank · SMBC · Mizuho Bank

    Three-megabank jointly issued yen stablecoin (trust-type, PSA)

    regulatory
    Unknown
    technical
    Pilot / proof of concept2026-10-16
    commercial
    Announced / exploring2026-06-10

    Last change 2026-10-16 · verified 2026-10-24

    Status history (3)
    1. 2025-11-07 · technical: Developing / partnership established. PoC approved for FSA FinTech PoC Hub support; Progmat provides infrastructure.
    2. 2026-06-10 · commercial: Announced / exploring. Banks state aim to launch live transactions in FY2026 and form a council.
    3. 2026-10-16 · technical: Developing / partnership established → Pilot / proof of concept. PoC (17–23 July 2026) completed.

    regulatory note: FSA selected the PoC as a supported project of its FinTech PoC Hub / Payment Innovation Project (Nov 2025); this is support, not an authorisation.

    technical note: PoC conducted 17–23 July 2026; completion announced 16 Oct 2026.

    commercial note: The three banks aim to launch live transactions during fiscal year 2026.

  • Tokenized deposits · Canada

    VersaBank

    VersaBank VUSD tokenized deposits (U.S.)

    regulatory
    Unknown
    technical
    Unknown
    commercial
    Announced / exploring2026-10-15

    Last change 2026-10-15 · verified 2026-10-25

    Status history (1)
    1. 2026-10-15 · commercial: Announced / exploring. VersaBank release announcing the commercial phase in the U.S.; VUSD launch still upcoming.

    regulatory note: VersaBank cites recent certainty around its compliance with U.S. banking regulation; no regulator approval named in the release.

    technical note: No network or launch date stated.

    commercial note: Commercial phase initiated; VUSD launch upcoming, no date given.

  • Custody & trading · United Kingdom

    Standard Chartered

    Standard Chartered RLUSD custody (DIFC) and planned LMAX collateral mirroring

    regulatory
    Unknown
    technical
    Live — restricted / specific counterparties2026-10-12
    commercial
    Live — restricted / specific counterparties2026-10-12

    Last change 2026-10-12 · verified 2026-10-26

    Status history (1)
    1. 2026-10-12 · commercial: Live — restricted / specific counterparties. Standard Chartered announced RLUSD custody is now live for eligible clients via its DIFC Branch.

    regulatory note: Service is offered through Standard Chartered Bank's DIFC Branch, regulated by the DFSA; no specific approval for RLUSD custody is stated.

    commercial note: Custody is live for eligible clients; the LMAX collateral integration is planned and subject to documentation, testing and approvals.

  • Custody & trading · United Kingdom

    Standard Chartered

    Standard Chartered digital asset custody (Singapore)

    regulatory
    Unknown
    technical
    Unknown
    commercial
    Announced / exploring2026-10-08

    Last change 2026-10-08 · verified 2026-10-24

    Status history (1)
    1. 2026-10-08 · commercial: Announced / exploring. Standard Chartered announced plans to provide digital asset custody in Singapore.

    regulatory note: Service is planned "subject to applicable regulatory requirements"; no licence or approval is stated.

    commercial note: Planned service; no launch date given.

  • Tokenized deposits · Singapore

    OCBC

    OCBC tokenised deposits for Ant International treasury (Singapore–Malaysia, via WhaleRTP)

    regulatory
    Unknown
    technical
    Live — restricted / specific counterparties2026-10-07
    commercial
    Live — restricted / specific counterparties2026-10-07
    • Official institutionalOCBC ↗2026-10-07

    Last change 2026-10-07 · verified 2026-10-30

    Status history (2)
    1. 2026-10-07 · technical: Live — restricted / specific counterparties. Tokenised deposit solution launched for Ant International intra-group treasury transfers.
    2. 2026-10-07 · commercial: Live — restricted / specific counterparties. Live for one named corporate client group.

    technical note: Launched for a single corporate client group (Ant International intra-group transfers).

    commercial note: Release names one client; availability to other corporates not stated.

  • Tokenized deposits · United States

    Citi

    Citi Token Services for Cash

    regulatory
    Unknown
    technical
    Live — commercial, within explicit scope2024-10-10
    commercial
    Live — commercial, within explicit scope2026-09-28
    • Official institutionalCiti ↗2023-09-18
    • Official institutionalCiti ↗2024-10-10
    • Official institutionalCiti ↗2026-09-28

    Last change 2026-09-28 · verified 2026-10-22

    Status history (3)
    1. 2023-09-18 · technical: Pilot / proof of concept. Created and piloted for cash management and trade finance.
    2. 2024-10-10 · commercial: Pilot / proof of concept → Live — commercial, within explicit scope. Moved from pilot to live commercial solution.
    3. 2026-09-28 · commercial: Live — commercial, within explicit scope → Live — commercial, within explicit scope. Scope change: Japan and UAE added (seven markets).

    commercial note: Live in seven markets per Citi (Sep 2026).

  • Tokenized deposits · United Kingdom

    Barclays · HSBC · Lloyds Banking Group · NatWest · Nationwide · Santander UK · Monzo

    Great British Tokenised Deposit (GBTD): tokenised sterling deposits, first live customer transactions

    regulatory
    Unknown
    technical
    Live — restricted / specific counterparties2026-09-24
    commercial
    Pilot / proof of concept2026-09-24

    Last change 2026-09-24 · verified 2026-10-31

    Status history (2)
    1. 2026-09-24 · technical: Live — restricted / specific counterparties. UK Finance: participants executed the first set of live retail transactions (remortgage completions and a consumer marketplace purchase) in the GBTD retail live pilots.
    2. 2026-09-24 · commercial: Pilot / proof of concept. Live transactions were part of pilots; further pilots on digital-asset settlement are expected; no general availability stated.

    technical note: UK Finance: participants executed the first set of live retail transactions (remortgage completions and a consumer marketplace purchase) in the GBTD retail live pilots.

    commercial note: Live transactions were part of pilots; further pilots on digital-asset settlement are expected; no general availability stated.

  • Crypto services · Austria

    Raiffeisen Bank International (RBI)

    Group-wide digital asset services with Bitpanda Enterprise (CEE)

    regulatory
    Unknown
    technical
    Unknown
    commercial
    Developing / partnership established2026-09-23

    Last change 2026-09-23 · verified 2026-10-24

    Status history (1)
    1. 2026-09-23 · commercial: Developing / partnership established. Group-wide partnership framework announced.

    commercial note: Group-wide framework; rollout progressive and market by market.

  • Tokenized deposits · Canada

    BMO · CIBC · National Bank of Canada · RBC · Scotiabank · TD Bank Group

    Six-bank Canadian-dollar tokenized deposit initiative

    regulatory
    Unknown
    technical
    Unknown
    commercial
    Announced / exploring2026-09-22

    Last change 2026-09-22 · verified 2026-10-24

    Status history (1)
    1. 2026-09-22 · commercial: Announced / exploring. Joint release by the six banks announcing the exploration.

    regulatory note: No authorisation announced. OSFI's 10 Sept 2026 statement says tokenized deposits are not legally distinct from deposits and that institutions must engage their lead supervisor before launching novel products.

    technical note: No platform, network or pilot stated.

    commercial note: Joint exploration announced; no launch date.

  • Custody & trading · Germany

    Deutsche Bank

    Deutsche Bank digital asset custody (Europe)

    regulatory
    Unknown
    technical
    Unknown
    commercial
    Announced / exploring2026-09-16

    Last change 2026-09-16 · verified 2026-10-26

    Status history (1)
    1. 2026-09-16 · commercial: Announced / exploring. Deutsche Bank announced it is set to launch a digital asset custody solution this year, subject to the regulatory timeline.

    regulatory note: Launch is "subject to the completion of the applicable regulatory timeline"; see the separate MiCA Article 60 notification initiative.

    commercial note: Go-live with first clients planned this year; no specific date given.

  • Custody & trading · Germany

    Deutsche Bank

    MiCA Article 60 notification: custody & administration, transfer services

    regulatory
    Notified (MiCA Art. 60)2026-09-09
    technical
    Unknown
    commercial
    Unknown

    Last change 2026-09-09 · verified 2026-10-27

    Status history (1)
    1. 2026-09-09 · regulatory: Notified (MiCA Art. 60). Notification recorded in ESMA interim MiCA register. Date corrected on 2026-10-27 from 2026-10-12 (ESMA interim register) to 2026-09-09, the date shown by the home competent authority (BaFin company database).

    regulatory note: BaFin company database: custody & administration and transfer services granted 09.09.2026 (Erteilungsdatum), no end date. ESMA’s interim register records the notification with date 12/10/2026. Corrected on 27 Oct 2026 to show the BaFin date.

    commercial note: A notification permits a credit institution to provide the services; it does not show that a product has launched.

  • Tokenized deposits · Belgium (global)

    Swift · HSBC · Standard Chartered · DBS · OCBC · UOB

    Swift shared blockchain ledger for tokenised-deposit cross-border payments

    regulatory
    Unknown
    technical
    Live — restricted / specific counterparties2026-08-20
    commercial
    Unknown

    Last change 2026-08-20 · verified 2026-10-30

    Status history (2)
    1. 2026-07-08 · technical: Developing / partnership established. Ledger ready for initial use.
    2. 2026-08-20 · technical: Developing / partnership established → Live — restricted / specific counterparties. First live bank-to-bank tokenised deposit transaction (HSBC–Standard Chartered). A single live transaction; not commercial availability.

    technical note: Live transactions between specific banks (HSBC–Standard Chartered, 20 Aug 2026; DBS, OCBC and UOB domestic SGD, 10 Sep 2026); not a commercial service.

  • Tokenized deposits · United Kingdom / Hong Kong

    HSBC

    HSBC Tokenised Deposit Service (TDS)

    regulatory
    Unknown
    technical
    Live — commercial, within explicit scope2026-08-20
    commercial
    Live — commercial, within explicit scope2026-08-20
    • Official institutionalHSBC ↗2026-08-20

    Last change 2026-08-20 · verified 2026-10-22

    Status history (1)
    1. 2026-08-20 · commercial: Live — commercial, within explicit scope. Status as stated in HSBC release (first date this tracker recorded it, not launch date).

    commercial note: HSBC states TDS is live in six markets.

  • Custody & trading · Greece

    Piraeus Bank

    MiCA Article 60 notification: custody & administration, order execution, reception & transmission of orders, transfer services

    regulatory
    Notified (MiCA Art. 60)2026-08-07
    technical
    Unknown
    commercial
    Unknown

    Last change 2026-08-07 · verified 2026-10-22

    Status history (1)
    1. 2026-08-07 · regulatory: Notified (MiCA Art. 60). Notification recorded in ESMA interim MiCA register.

    commercial note: A notification permits a credit institution to provide the services; it does not show that a product has launched.

  • Tokenized deposits · United States

    Wells Fargo

    Wells Fargo tokenized deposits for corporate and commercial clients

    regulatory
    Unknown
    technical
    Announced / exploring2026-08-04
    commercial
    Announced / exploring2026-08-04

    Last change 2026-08-04 · verified 2026-10-25

    Status history (1)
    1. 2026-08-04 · commercial: Announced / exploring. Wells Fargo announced tokenized deposits for corporate and commercial clients, launching fall 2026 for select clients.

    regulatory note: Wells Fargo says the tokens carry the same regulatory protections and deposit insurance eligibility as existing deposits; no approval named.

    commercial note: To be introduced in fall 2026 for select clients (USD to GBP); broader roll-out planned throughout 2027.

  • Tokenized deposits · South Korea

    KB Kookmin Bank · Shinhan Bank · Woori Bank · Hana Bank · NongHyup Bank · BNP Paribas · BNY · CaixaBank · Citi · Deutsche Bank · J.P. Morgan (Kinexys) · Lloyds Banking Group · Mizuho Bank · MUFG Bank · PostFinance · Standard Chartered · SMBC · UBS

    Project Agorá real-value testing: tokenised deposits and tokenised reserves for wholesale cross-border payments

    regulatory
    Unknown
    technical
    Pilot / proof of concept2026-07-30
    commercial
    Unknown

    Last change 2026-07-30 · verified 2026-10-30

    Status history (1)
    1. 2026-07-30 · technical: Pilot / proof of concept. BIS: Project Agorá completed real-value testing in July 2026 with 28 institutions and central banks; the listed testing financial institutions transacted in real value on the prototype.

    regulatory note: BIS-led public-private project; no authorisation applies to the prototype.

    technical note: Real-value testing in July 2026: 28 institutions and central banks, 17 scenarios, 30 transactions, about CHF 800,000 in total (KRW 120 million); average about 80 seconds from initiation to settlement.

    commercial note: The BIS says Project Agorá is not about building a finished product; testing will continue.

  • Stablecoin issuance · United Arab Emirates

    First Abu Dhabi Bank

    DDSC dirham stablecoin (with IHC, Sirius)

    regulatory
    Approved / authorised2026-07-04
    technical
    Unknown
    commercial
    Unknown

    Last change 2026-07-04 · verified 2026-10-22

    Status history (1)
    1. 2026-07-04 · regulatory: Approved / authorised. CBUAE NOC per issuer press release.

    regulatory note: CBUAE No Objection Certificate as stated in the issuer’s press release; regulator record not reviewed (needs review).

  • Custody & trading · Spain

    Cecabank

    Cecabank crypto-asset custody for financial institutions (Spain)

    regulatory
    Notified (MiCA Art. 60)2025-07-24
    technical
    Live — restricted / specific counterparties2026-06-10
    commercial
    Live — restricted / specific counterparties2026-06-10

    Last change 2026-06-10 · verified 2026-10-26

    Status history (2)
    1. 2026-06-10 · commercial: Live — restricted / specific counterparties. Custody service started with first client Renta 4 Banco.
    2. 2025-07-24 · regulatory: Unknown / not independently confirmed → Notified (MiCA Art. 60). Confirmed in the CNMV list: CECABANK, S.A. (credit institution) may provide MiCA services from 24 July 2025.

    regulatory note: CNMV list of crypto-asset service providers: CECABANK, S.A., entity type credit institution (Spain), may provide MiCA services (custody and administration, reception and transmission of orders, transfer services) from 24/07/2025 (checked 26 Oct 2026). As an EU credit institution this is the MiCA Article 60 route; Cecabank calls it a MiCA licence. Also registered with the Banco de España as a VASP since November 2024 per Cecabank.

    commercial note: First client: Renta 4 Banco.

  • Custody & trading · Spain

    Renta 4 Banco

    Renta 4 Banco crypto trading and custody platform (Spain)

    regulatory
    Notified (MiCA Art. 60)2025-11-21
    technical
    Live — commercial, within explicit scope2026-06-10
    commercial
    Live — commercial, within explicit scope2026-06-10

    Last change 2026-06-10 · verified 2026-10-26

    Status history (2)
    1. 2026-06-10 · commercial: Live — commercial, within explicit scope. Renta 4 crypto platform launched for all clients.
    2. 2025-11-21 · regulatory: Unknown / not independently confirmed → Notified (MiCA Art. 60). Confirmed in the CNMV list: RENTA 4 BANCO, S.A. (credit institution) may provide MiCA services from 21 November 2025.

    regulatory note: CNMV list of crypto-asset service providers: RENTA 4 BANCO, S.A., entity type credit institution (Spain), may provide MiCA services (custody and administration, reception and transmission of orders, transfer services) from 21/11/2025 (checked 26 Oct 2026). As an EU credit institution this is the MiCA Article 60 route; Renta 4 describes it as a CNMV authorisation.

    technical note: Custody infrastructure by Cecabank, execution via Bit2Me (per Cecabank release).

  • Custody & trading · Luxembourg

    Swissquote Bank Europe

    MiCA CASP authorisation (custody, execution, transfer)

    regulatory
    Approved / authorised2026-06-05
    technical
    Unknown
    commercial
    Unknown

    Last change 2026-06-05 · verified 2026-10-27

    Status history (1)
    1. 2026-06-05 · regulatory: Approved / authorised. CSSF authorisation recorded in ESMA interim MiCA register (primary). Upgraded evidence on 2026-10-22: previously sourced only to Luxembourg for Finance. Date corrected on 2026-10-27 from 2026-04-24 (ESMA interim register) to 2026-06-05, the date shown by the home competent authority (CSSF entity register).

    regulatory note: CSSF entity register: CASP authorisation dated 5 June 2026 (custody & administration, execution of orders, transfer services). Luxembourg for Finance and the AMF host-state record give the same date; ESMA’s interim register shows 24/04/2026. Corrected on 27 Oct 2026 to show the home regulator’s date.

    commercial note: Ongoing crypto trading offer is described only in a secondary source; not independently confirmed here.

  • Stablecoin issuance · Netherlands

    ING · UniCredit · BNP Paribas · KBC · Danske Bank · DekaBank · SEB · Raiffeisen Bank International (RBI) · Banca Sella · BBVA · CaixaBank · DZ BANK · Erste Group · Intesa Sanpaolo · Nordea · Piraeus Bank

    Qivalis: bank-consortium MiCA euro stablecoin

    regulatory
    Unknown
    technical
    Developing / partnership established2025-12-02
    commercial
    Announced / exploring2026-05-19

    Last change 2026-05-20 · verified 2026-10-24

    Status history (3)
    1. 2025-09-25 · commercial: Announced / exploring. Nine banks announce a MiCAR-compliant euro stablecoin, expected to be first issued in 2H 2026.
    2. 2025-12-02 · technical: Developing / partnership established. Qivalis incorporated in Amsterdam; BNP Paribas joined on 1 Dec 2025.
    3. 2026-05-20 · commercial: Announced / exploring → Announced / exploring. Scope change: 25 more banks join (37 in total), incl. Erste Group, Intesa Sanpaolo, Nordea and Piraeus (status unchanged).

    regulatory note: Qivalis states it is pursuing authorisation from De Nederlandsche Bank (DNB) as an Electronic Money Institution; no authorisation record reviewed.

    technical note: Amsterdam-domiciled company incorporated; name, leadership and governance announced 2 Dec 2025.

    commercial note: Launch planned for the second half of 2026, subject to regulatory approval (per ING).

  • Tokenized deposits · Australia

    Commonwealth Bank of Australia

    CBA Deposit Token repo settlement with wholesale AUD CBDC in RBA Project Acacia

    regulatory
    Unknown
    technical
    Pilot / proof of concept2026-05-18
    commercial
    Unknown

    Last change 2026-05-18 · verified 2026-10-31

    Status history (1)
    1. 2026-05-18 · technical: Pilot / proof of concept. Collaboration under Project Acacia completed; settlement models tested in a controlled test environment.

    technical note: Collaboration under Project Acacia completed; settlement models tested in a controlled test environment.

    commercial note: No commercial offering stated.

  • Tokenized deposits · Australia

    NAB

    Project Acacia: tokenised term deposit settled with a stablecoin

    regulatory
    Unknown
    technical
    Pilot / proof of concept2026-04-24
    commercial
    Unknown
    • Official institutionalNAB ↗2026-04-24

    Last change 2026-04-24 · verified 2026-10-24

    Status history (1)
    1. 2026-04-24 · technical: Pilot / proof of concept. Proof-of-concept transactions in Project Acacia reported by NAB.

    technical note: Proof-of-concept transactions on Imperium Markets' ASIC-licensed marketplace.

  • Crypto services · Netherlands

    ABN AMRO

    ABN AMRO crypto ETPs and bitcoin-linked capital-protected notes for investment clients

    regulatory
    Unknown
    technical
    Live — commercial, within explicit scope2026-04-16
    commercial
    Live — commercial, within explicit scope2026-04-16

    Last change 2026-04-16 · verified 2026-10-31

    Status history (2)
    1. 2026-04-16 · technical: Live — commercial, within explicit scope. Release says the products are being added via ABN AMRO's existing investment platforms.
    2. 2026-04-16 · commercial: Live — commercial, within explicit scope. ETPs for professional and non-professional investors in the Netherlands and Germany, professional clients in all operating countries; CPNs for eligible Wealth clients in NL, DE, BE and FR; non-professional investors must pass a knowledge exam.

    technical note: Release says the products are being added via ABN AMRO's existing investment platforms.

    commercial note: ETPs for professional and non-professional investors in the Netherlands and Germany, professional clients in all operating countries; CPNs for eligible Wealth clients in NL, DE, BE and FR; non-professional investors must pass a knowledge exam.

  • Custody & trading · South Africa

    Standard Bank

    Standard Bank custody reserve solution for the ZARU rand stablecoin

    regulatory
    Unknown
    technical
    Developing / partnership established2026-04-10
    commercial
    Unknown

    Last change 2026-04-10 · verified 2026-10-31

    Status history (1)
    1. 2026-04-10 · technical: Developing / partnership established. Standard Bank says it partnered to support local issuers with the ZARU with a custody reserve solution in 2025; no further detail on the page.

    technical note: Standard Bank says it partnered to support local issuers with the ZARU with a custody reserve solution in 2025; no further detail on the page.

  • Stablecoin issuance · Switzerland

    Raiffeisen Switzerland · UBS · PostFinance · Sygnum Bank · Zürcher Kantonalbank · BCV

    Swiss banks' joint CHF stablecoin sandbox (Raiffeisen, UBS, PostFinance, Sygnum, ZKB, BCV)

    regulatory
    Unknown
    technical
    Pilot / proof of concept2026-04-08
    commercial
    Unknown

    Last change 2026-04-08 · verified 2026-10-25

    Status history (1)
    1. 2026-04-08 · technical: Pilot / proof of concept. Joint CHF stablecoin sandbox launched.

    technical note: Issuance infrastructure provided by Swiss Stablecoin AG.

    commercial note: Sandbox only; no commercial launch announced.

  • Crypto services · South Africa

    FNB (FirstRand)

    FSCA crypto asset service provider licence (FAIS Category I)

    regulatory
    Approved / authorised2026-03-31
    technical
    Unknown
    commercial
    Unknown

    Last change 2026-03-31 · verified 2026-10-24

    Status history (1)
    1. 2026-03-31 · regulatory: Approved / authorised. Listed on FSCA licensed-CASP list (March 2026 edition; earlier licence date not stated).

    regulatory note: Listed on the FSCA list of licensed CASPs (March 2026); licence date not stated in the list.

  • Custody & trading · Spain

    CaixaBank

    MiCA Article 60 notification: custody & administration, order execution, reception & transmission of orders, transfer services

    regulatory
    Notified (MiCA Art. 60)2026-03-27
    technical
    Unknown
    commercial
    Unknown

    Last change 2026-03-27 · verified 2026-10-27

    Status history (1)
    1. 2026-03-27 · regulatory: Notified (MiCA Art. 60). Notification recorded in ESMA interim MiCA register. Confirmed on the CNMV list of crypto-asset service providers on 2026-10-27.

    regulatory note: CNMV list of crypto-asset service providers (20 Oct 2026): CaixaBank may provide custody & administration, execution, reception & transmission of orders and transfer services under MiCA from 27/03/2026; same date in ESMA’s interim register.

    commercial note: A notification permits a credit institution to provide the services; it does not show that a product has launched.

  • Tokenized assets · Australia

    Westpac

    Westpac-led Project Acacia proof of concept: PayTo for settlement of tokenised assets

    regulatory
    Unknown
    technical
    Pilot / proof of concept2025-07-17
    commercial
    Unknown

    Last change 2026-03-17 · verified 2026-10-31

    Status history (1)
    1. 2025-07-17 · technical: Pilot / proof of concept. Westpac-led proof of concept in Project Acacia; Westpac IQ (17 Mar 2026) says Acacia demonstrated near-real-time settlement of tokenised assets with existing payment infrastructure.

    technical note: Westpac-led proof of concept in Project Acacia; Westpac IQ (17 Mar 2026) says Acacia demonstrated near-real-time settlement of tokenised assets with existing payment infrastructure.

    commercial note: No commercial service stated.

  • Custody & trading · France

    Groupe BPCE (Hexarq)

    Groupe BPCE Hexarq retail crypto investment and custody (Banque Populaire, Caisse d'Epargne)

    regulatory
    Approved / authorised2026-02-05
    technical
    Live — commercial, within explicit scope2026-03-10
    commercial
    Live — commercial, within explicit scope2026-03-10

    Last change 2026-03-10 · verified 2026-10-26

    Status history (2)
    1. 2026-03-10 · commercial: Live — commercial, within explicit scope. Offering opened to retail customers of 13 Banque Populaire and Caisse d'Epargne institutions during March 2026.
    2. 2026-02-05 · regulatory: Unknown / not independently confirmed → Approved / authorised. Confirmed in the AMF white list: HEXARQ SAS licensed as a MiCA CASP on 5 February 2026 (A2026-010).

    regulatory note: AMF white list: HEXARQ SAS, "CASP | Licensed MICA", licensing date 05/02/2026, licence number A2026-010 (checked 26 Oct 2026). Supervised by the ACPR per BPCE.

    commercial note: Retail customers of 13 institutions to get access during March 2026; Banque Palatine from April 2026.

  • Tokenized funds · United States

    Northern Trust

    Northern Trust Asset Management tokenized share class of NIF Treasury Instruments Portfolio

    regulatory
    Unknown
    technical
    Live — commercial, within explicit scope2026-03-02
    commercial
    Live — commercial, within explicit scope2026-03-02

    Last change 2026-03-02 · verified 2026-10-31

    Status history (2)
    1. 2026-03-02 · technical: Live — commercial, within explicit scope. Release says Northern Trust Asset Management launched the tokenized share class, initially available on BNY LiquidityDirect.
    2. 2026-03-02 · commercial: Live — commercial, within explicit scope. Initially available to clients on BNY LiquidityDirect.

    technical note: Release says Northern Trust Asset Management launched the tokenized share class, initially available on BNY LiquidityDirect.

    commercial note: Initially available to clients on BNY LiquidityDirect.

  • Tokenized deposits · Malaysia

    Maybank

    Ringgit tokenised deposits for payments (BNM DAIH)

    regulatory
    Unknown
    technical
    Pilot / proof of concept2026-02-11
    commercial
    Unknown

    Last change 2026-02-11 · verified 2026-10-24

    Status history (1)
    1. 2026-02-11 · technical: Pilot / proof of concept. Onboarded to BNM DAIH testing (BNM announcement 11 Feb 2026; list as at 30 Jul 2026).

    technical note: Onboarded to Bank Negara Malaysia's Digital Asset Innovation Hub for testing in 2026 in a controlled environment.

  • Tokenized deposits · Malaysia

    CIMB

    Tokenised deposits for settlement of tokenised securities (BNM DAIH)

    regulatory
    Unknown
    technical
    Pilot / proof of concept2026-02-11
    commercial
    Unknown

    Last change 2026-02-11 · verified 2026-10-24

    Status history (1)
    1. 2026-02-11 · technical: Pilot / proof of concept. Onboarded to BNM DAIH testing (BNM announcement 11 Feb 2026; list as at 30 Jul 2026).

    technical note: Onboarded to Bank Negara Malaysia's Digital Asset Innovation Hub for testing in 2026 in a controlled environment.

  • Stablecoin issuance · United Kingdom

    Standard Chartered

    Ringgit stablecoin for B2B settlement with Capital A (BNM DAIH)

    regulatory
    Unknown
    technical
    Pilot / proof of concept2026-02-11
    commercial
    Unknown

    Last change 2026-02-11 · verified 2026-10-24

    Status history (1)
    1. 2026-02-11 · technical: Pilot / proof of concept. Onboarded to BNM DAIH testing (BNM announcement 11 Feb 2026; list as at 30 Jul 2026).

    technical note: Onboarded to Bank Negara Malaysia's Digital Asset Innovation Hub for testing in 2026 in a controlled environment.

  • Crypto services · Denmark

    Danske Bank

    Bitcoin and ether ETPs for customers in Sweden

    regulatory
    Unknown
    technical
    Unknown
    commercial
    Live — commercial, within explicit scope2026-02-11

    Last change 2026-02-11 · verified 2026-10-24

    Status history (1)
    1. 2026-02-11 · commercial: Live — commercial, within explicit scope. Crypto ETPs offered in Sweden.

    commercial note: Offered from 11 Feb 2026; initially three ETPs.

  • Tokenized deposits · United Kingdom

    Lloyds Banking Group

    Sterling tokenised deposits on Canton Network (tokenised gilt purchase)

    regulatory
    Unknown
    technical
    Live — restricted / specific counterparties2026-01-20
    commercial
    Unknown

    Last change 2026-01-20 · verified 2026-10-24

    Status history (1)
    1. 2026-01-20 · technical: Live — restricted / specific counterparties. First tokenised-deposit transaction on a public blockchain completed.

    technical note: One completed transaction on a public blockchain.

  • Custody & trading · United States

    State Street

    State Street Digital Asset Platform

    regulatory
    Unknown
    technical
    Live — restricted / specific counterparties2026-01-15
    commercial
    Unknown

    Last change 2026-01-15 · verified 2026-10-24

    Status history (1)
    1. 2026-01-15 · technical: Live — restricted / specific counterparties. Digital Asset Platform launch announced.

    technical note: Platform launched as foundational build for tokenized products; client availability details not stated.

  • Custody & trading · Belgium

    KBC

    Bitcoin and ether trading on Bolero (MiCA CASP notification)

    regulatory
    Unknown
    technical
    Unknown
    commercial
    Announced / exploring2026-01-15
    • Official institutionalKBC ↗2026-01-15

    Last change 2026-01-15 · verified 2026-10-24

    Status history (1)
    1. 2026-01-15 · commercial: Announced / exploring. Launch on Bolero announced for the week of 16 February 2026.

    regulatory note: KBC states it submitted a full CASP notification to the competent authority; the ESMA/FSMA register entry was not reviewed (ESMA register unreachable at review time).

    commercial note: Announced for the week of 16 Feb 2026; actual go-live not independently confirmed.

  • Custody & trading · Germany

    DZ BANK

    DZ BANK meinKrypto: crypto wallet for Volksbanken and Raiffeisenbanken customers (VR Banking App)

    regulatory
    Unknown
    technical
    Developing / partnership established2026-01-12
    commercial
    Announced / exploring2026-01-12

    Last change 2026-01-12 · verified 2026-10-25

    Status history (1)
    1. 2026-01-12 · commercial: Announced / exploring. DZ BANK announced meinKrypto for the cooperative banks after receiving MiCAR authorisation.

    regulatory note: DZ BANK states it received MiCAR authorisation from BaFin for meinKrypto at the end of December 2025; the regulator-register record is the separate dz-bank-mica-art60 row. Each cooperative bank needs its own MiCAR notification.

    technical note: Developed by Atruvia and DZ BANK; custody Boerse Stuttgart Digital, execution EUWAX.

    commercial note: Available to the cooperative banks shortly per the release; each bank decides individually whether to introduce it.

  • Custody & trading · Germany

    DZ BANK

    MiCA Article 60 notification: custody & administration, order execution, transfer services

    regulatory
    Notified (MiCA Art. 60)2025-12-23
    technical
    Unknown
    commercial
    Unknown

    Last change 2025-12-23 · verified 2026-10-27

    Status history (1)
    1. 2025-12-23 · regulatory: Notified (MiCA Art. 60). Notification recorded in ESMA interim MiCA register. Confirmed on the BaFin company database on 2026-10-27.

    regulatory note: BaFin company database: execution of orders granted 23.12.2025; custody & administration and transfer services granted 02.03.2026 (Erteilungsdatum), no end dates. ESMA’s interim register gives 23/12/2025 for all three services.

    commercial note: A notification permits a credit institution to provide the services; it does not show that a product has launched.

  • Custody & trading · Liechtenstein

    Bank Frick

    MiCA Article 60 notification: custody & administration, order execution, transfer services

    regulatory
    Notified (MiCA Art. 60)2025-12-23
    technical
    Unknown
    commercial
    Unknown

    Last change 2025-12-23 · verified 2026-10-27

    Status history (1)
    1. 2025-12-23 · regulatory: Notified (MiCA Art. 60). Notification recorded in ESMA interim MiCA register. Confirmed on the FMA Liechtenstein notice on 2026-10-27.

    regulatory note: FMA Liechtenstein notice of 31 Dec 2025: entitled under Art. 60(1) MiCAR since 23 December 2025; same date and services in ESMA’s interim register.

    commercial note: A notification permits a credit institution to provide the services; it does not show that a product has launched.

  • Custody & trading · Liechtenstein

    LGT Bank

    MiCA Article 60 notification: custody & administration, order execution, reception & transmission of orders, transfer services

    regulatory
    Notified (MiCA Art. 60)2025-12-19
    technical
    Unknown
    commercial
    Unknown

    Last change 2025-12-19 · verified 2026-10-27

    Status history (1)
    1. 2025-12-19 · regulatory: Notified (MiCA Art. 60). Notification recorded in ESMA interim MiCA register. Confirmed on the FMA Liechtenstein notice on 2026-10-27.

    regulatory note: FMA Liechtenstein notice of 19 Dec 2025: entitled under Art. 60(1) MiCAR since 19 December 2025; same date and services in ESMA’s interim register.

    commercial note: A notification permits a credit institution to provide the services; it does not show that a product has launched.

  • Custody & trading · United States

    PNC

    PNC Private Bank direct spot bitcoin trading (Coinbase CaaS)

    regulatory
    Unknown
    technical
    Live — restricted / specific counterparties2025-12-09
    commercial
    Live — restricted / specific counterparties2025-12-09

    Last change 2025-12-09 · verified 2026-10-24

    Status history (1)
    1. 2025-12-09 · commercial: Live — restricted / specific counterparties. Direct spot bitcoin trading launched for eligible PNC Private Bank clients.

    commercial note: Eligible PNC Private Bank clients; PNC plans to expand to additional client segments.

  • Stablecoin issuance · United Arab Emirates

    Zand

    Zand AED: AED-backed stablecoin on public blockchains, issued by Zand Trust

    regulatory
    Unknown
    technical
    Live — commercial, within explicit scope2025-11-17
    commercial
    Unknown
    • Official institutionalZand ↗2025-11-17
    • Official institutionalZand ↗2025-11-17

    Last change 2025-11-17 · verified 2026-10-31

    Status history (1)
    1. 2025-11-17 · technical: Live — commercial, within explicit scope. Release headline says Zand launches Zand AED and states it is available across multiple public blockchains; issuer is Zand Trust.

    regulatory note: Zand states the Central Bank of the UAE approved it to launch Zand AED (source s-zand-aed-cbuae-approval-2025); not yet confirmed against a CBUAE register or release.

    technical note: Release headline says Zand launches Zand AED and states it is available across multiple public blockchains; issuer is Zand Trust.

    commercial note: No volumes, clients or circulation figures stated.

  • Crypto services · Spain

    Openbank

    Openbank retail crypto trading (Germany, Spain)

    regulatory
    Unknown
    technical
    Live — commercial, within explicit scope2025-09-16
    commercial
    Live — commercial, within explicit scope2025-11-11

    Last change 2025-11-11 · verified 2026-10-23

    Status history (2)
    1. 2025-09-16 · commercial: Live — commercial, within explicit scope. Launched for all Openbank customers in Germany.
    2. 2025-11-11 · commercial: Live — commercial, within explicit scope → Live — commercial, within explicit scope. Scope change: launched in Spain (status unchanged).

    regulatory note: See the separate Openbank MiCA Art. 60 row for the regulatory record.

    commercial note: Germany from 16 Sep 2025; Spain from 11 Nov 2025.

  • Tokenized assets · Switzerland

    UBS

    UBS Tokenize: uMINT tokenized money market fund

    regulatory
    Unknown
    technical
    Live — restricted / specific counterparties2025-11-04
    commercial
    Live — restricted / specific counterparties2024-11-01
    • Official institutionalUBS ↗2024-11-01
    • Official institutionalUBS ↗2025-11-04

    Last change 2025-11-04 · verified 2026-10-24

    Status history (2)
    1. 2024-11-01 · commercial: Live — restricted / specific counterparties. uMINT launched, available through authorised distribution partners.
    2. 2025-11-04 · technical: Live — restricted / specific counterparties. Live in-production tokenized fund workflow executed (Chainlink DTA standard).

    technical note: In-production on-chain subscription and redemption completed with DigiFT as distributor (Nov 2025).

    commercial note: Available through authorised distribution partners, per UBS.

  • Crypto services · Finland

    Nordea

    Execution-only access to a bitcoin ETP (CoinShares)

    regulatory
    Unknown
    technical
    Unknown
    commercial
    Announced / exploring2025-10-30

    Last change 2025-10-30 · verified 2026-10-24

    Status history (1)
    1. 2025-10-30 · commercial: Announced / exploring. ETP access announced for December 2025.

    commercial note: Availability announced for December 2025; go-live not independently confirmed.

  • Stablecoin issuance · United Kingdom

    Barclays · Banco Santander · Bank of America · Goldman Sachs · BNP Paribas · Citi · Deutsche Bank · MUFG Bank · TD Bank Group · UBS

    Bank group exploring a 1:1 reserve-backed stable payment asset on public blockchains (G7 currencies)

    regulatory
    Unknown
    technical
    Announced / exploring2025-10-10
    commercial
    Announced / exploring2025-10-10

    Last change 2025-10-10 · verified 2026-10-31

    Status history (2)
    1. 2025-10-10 · technical: Announced / exploring. Joint statement: the banks are jointly exploring issuance; no product, network or timeline named.
    2. 2025-10-10 · commercial: Announced / exploring. Exploration only; no launch date given.

    regulatory note: The group says it is in contact with regulators and supervisors in each relevant market; no approval is stated.

    technical note: Joint statement: the banks are jointly exploring issuance; no product, network or timeline named.

    commercial note: Exploration only; no launch date given.

  • Stablecoin issuance · France

    Societe Generale-FORGE

    EUR CoinVertible (EURCV) euro stablecoin

    regulatory
    Approved / authorised2024-07-01
    technical
    Live — commercial, within explicit scope2023-04
    commercial
    Live — commercial, within explicit scope2025-09-23

    Last change 2025-09-23 · verified 2026-10-27

    Status history (2)
    1. 2023-04 · technical: Live — commercial, within explicit scope. EURCV launched (per SG-FORGE).
    2. 2024-07-01 · regulatory: Approved / authorised. ESMA register authorisation/notification date for SG-FORGE as EMT issuer. Confirmed on the ACPR REGAFI register (EMI authorisation since 2024-07-01) on 2026-10-27.

    regulatory note: SG-FORGE listed by ESMA as ACPR-authorised EMI issuing EMTs. ACPR’s REGAFI register confirms SG-FORGE’s e-money institution authorisation (agrément) active since 2024-07-01; the EMT white paper listing itself is in the ESMA register.

    technical note: SG-FORGE: EURCV launched in April 2023.

    commercial note: Distributed via third-party platforms (e.g. Bullish Europe).

  • Stablecoin issuance · France

    Societe Generale-FORGE

    USD CoinVertible (USDCV) dollar stablecoin, BNY as reserve custodian

    regulatory
    Approved / authorised
    technical
    Live — commercial, within explicit scope2025-09-23
    commercial
    Live — restricted / specific counterparties2025-09-23

    Last change 2025-09-23 · verified 2026-10-27

    Status history (2)
    1. 2025-06-10 · commercial: Announced / exploring. Launch announced; BNY reserve custodian.
    2. 2025-09-23 · commercial: Announced / exploring → Live — restricted / specific counterparties. First offered via Bullish Europe.

    regulatory note: USDCV white paper listed in ESMA EMT register under SG-FORGE (ACPR EMI). ACPR’s REGAFI register confirms SG-FORGE’s e-money institution authorisation (agrément) active since 2024-07-01; the EMT white paper listing itself is in the ESMA register.

    commercial note: First offered via Bullish Europe (Sep 2025); breadth of distribution since then not verified.

  • Custody & trading · United States

    U.S. Bank

    U.S. Bank bitcoin custody for institutional investment managers

    regulatory
    Unknown
    technical
    Unknown
    commercial
    Live — restricted / specific counterparties2025-09-03

    Last change 2025-09-03 · verified 2026-10-24

    Status history (1)
    1. 2025-09-03 · commercial: Live — restricted / specific counterparties. Custody resumed as an early access program for Global Fund Services clients.

    commercial note: Early access program for Global Fund Services clients; NYDIG acts as bitcoin sub-custodian.

  • Custody & trading · Spain

    Openbank

    MiCA Article 60 notification: custody & administration, order execution

    regulatory
    Notified (MiCA Art. 60)2025-07-24
    technical
    Unknown
    commercial
    Unknown

    Last change 2025-07-24 · verified 2026-10-27

    Status history (1)
    1. 2025-07-24 · regulatory: Notified (MiCA Art. 60). Notification recorded in ESMA interim MiCA register. Confirmed on the CNMV list of crypto-asset service providers on 2026-10-27.

    regulatory note: CNMV list of crypto-asset service providers (20 Oct 2026): Openbank may provide custody & administration and execution under MiCA from 24/07/2025; same date in ESMA’s interim register.

    commercial note: A notification permits a credit institution to provide the services; it does not show that a product has launched.

  • Tokenized funds · United States

    Goldman Sachs · BNY

    BNY and Goldman Sachs tokenized money market funds (mirrored record tokens on GS DAP)

    regulatory
    Unknown
    technical
    Live — commercial, within explicit scope2025-07-23
    commercial
    Live — commercial, within explicit scope2025-07-23

    Last change 2025-07-23 · verified 2026-10-31

    Status history (2)
    1. 2025-07-23 · technical: Live — commercial, within explicit scope. Joint release announces the launch; BlackRock, BNY Investments Dreyfus, Federated Hermes, Fidelity Investments and Goldman Sachs Asset Management participate in the initial launch.
    2. 2025-07-23 · commercial: Live — commercial, within explicit scope. Investors can subscribe and redeem MMF shares through BNY LiquidityDirect.

    technical note: Joint release announces the launch; BlackRock, BNY Investments Dreyfus, Federated Hermes, Fidelity Investments and Goldman Sachs Asset Management participate in the initial launch.

    commercial note: Investors can subscribe and redeem MMF shares through BNY LiquidityDirect.

  • Custody & trading · United Kingdom

    Standard Chartered

    Deliverable spot bitcoin and ether trading for institutional clients

    regulatory
    Unknown
    technical
    Live — commercial, within explicit scope2025-07-15
    commercial
    Live — commercial, within explicit scope2025-07-15

    Last change 2025-07-15 · verified 2026-10-24

    Status history (1)
    1. 2025-07-15 · commercial: Live — commercial, within explicit scope. Spot trading launched for institutional clients.

    regulatory note: Standard Chartered describes itself as an FCA-registered cryptoasset service provider; the FCA register was not reviewed.

    commercial note: Institutional clients via the UK branch.

  • Custody & trading · Spain

    BBVA

    Bitcoin and ether trading and custody in the BBVA app (Spain)

    regulatory
    Notified (MiCA Art. 60)2025-03-05
    technical
    Live — commercial, within explicit scope2025-07-04
    commercial
    Live — commercial, within explicit scope2025-07-04

    Last change 2025-07-04 · verified 2026-10-27

    Status history (2)
    1. 2025-03-05 · regulatory: Notified (MiCA Art. 60). Article 60 notification recorded by ESMA. Confirmed on the CNMV list of crypto-asset service providers on 2026-10-27.
    2. 2025-07-04 · commercial: Live — commercial, within explicit scope. Available to all adult retail customers in Spain.

    regulatory note: CNMV list of crypto-asset service providers (20 Oct 2026): BBVA may provide custody & administration, execution and transfer services under MiCA from 05/03/2025; same date in ESMA’s interim register.

    commercial note: All adult retail customers in Spain; execution-only, no advice.

  • Custody & trading · Germany

    Commerzbank

    MiCA Article 60 notification: custody & administration, transfer services

    regulatory
    Notified (MiCA Art. 60)2025-06-02
    technical
    Unknown
    commercial
    Unknown

    Last change 2025-06-02 · verified 2026-10-27

    Status history (1)
    1. 2025-06-02 · regulatory: Notified (MiCA Art. 60). Notification recorded in ESMA interim MiCA register. Date corrected on 2026-10-27 from 2025-04-07 (ESMA interim register) to 2025-06-02, the date shown by the home competent authority (BaFin company database).

    regulatory note: BaFin company database: custody & administration and transfer services granted 02.06.2025 (Erteilungsdatum), no end date. ESMA’s interim register records the notification with date 07/04/2025. Corrected on 27 Oct 2026 to show the BaFin date.

    commercial note: A notification permits a credit institution to provide the services; it does not show that a product has launched.

  • Crypto services · Germany

    N26

    MiCA Article 60 notification: reception & transmission of orders

    regulatory
    Notified (MiCA Art. 60)2025-05-14
    technical
    Unknown
    commercial
    Unknown

    Last change 2025-05-14 · verified 2026-10-27

    Status history (1)
    1. 2025-05-14 · regulatory: Notified (MiCA Art. 60). Notification recorded in ESMA interim MiCA register. Confirmed on the BaFin company database on 2026-10-27.

    regulatory note: BaFin company database: reception & transmission of orders granted 14.05.2025 (Erteilungsdatum), no end date; same date in ESMA’s interim register.

    commercial note: A notification permits a credit institution to provide the services; it does not show that a product has launched.

  • Custody & trading · Netherlands

    bunq

    bunq Crypto in-app crypto trading (EEA)

    regulatory
    Unknown
    technical
    Live — commercial, within explicit scope2025-04-29
    commercial
    Live — commercial, within explicit scope2025-04-29
    • Official institutionalbunq ↗2025-04-29

    Last change 2025-04-29 · verified 2026-10-25

    Status history (1)
    1. 2025-04-29 · commercial: Live — commercial, within explicit scope. bunq Crypto launched in six countries.

    commercial note: Live in six countries; gradual roll-out planned across the EEA and to the US and UK (no dates).

  • Custody & trading · Germany

    Trade Republic Bank

    MiCA Article 60 notification: custody & administration, order execution, reception & transmission of orders, transfer services

    regulatory
    Notified (MiCA Art. 60)2025-04-24
    technical
    Unknown
    commercial
    Unknown

    Last change 2025-04-24 · verified 2026-10-27

    Status history (1)
    1. 2025-04-24 · regulatory: Notified (MiCA Art. 60). Notification recorded in ESMA interim MiCA register. Date corrected on 2026-10-27 from 2025-04-28 (ESMA interim register) to 2025-04-24, the date shown by the home competent authority (BaFin company database).

    regulatory note: BaFin company database: reception & transmission of orders, execution of orders, transfer services and custody & administration all granted 24.04.2025 (Erteilungsdatum), no end date. ESMA’s interim register records the notification with date 28/04/2025. Corrected on 27 Oct 2026 to show the BaFin date.

    commercial note: A notification permits a credit institution to provide the services; it does not show that a product has launched.

  • Crypto services · Japan

    SBI VC Trade (SBI Holdings)

    SBI VC Trade USDC handling (first Japanese EPI exchange registration)

    regulatory
    Approved / authorised2025-03-04
    technical
    Pilot / proof of concept2025-03-12
    commercial
    Unknown

    Last change 2025-03-12 · verified 2026-10-23

    Status history (2)
    1. 2025-03-04 · regulatory: Approved / authorised. Registered with the Kanto Local Finance Bureau (No. 00001), per the FSA register.
    2. 2025-03-12 · technical: Pilot / proof of concept. Limited-user USDC beta announced.

    regulatory note: Registered as Electronic Payment Instrument Exchange Service Provider, Kanto Local Finance Bureau No. 00001 (FSA register).

    technical note: SBI announced a beta for limited users from 12 March 2025; full-scale launch not independently confirmed here.

  • Custody & trading · United Arab Emirates

    Emirates NBD

    Crypto trading on the Liv X app (with Aquanow; custody by Zodia Custody)

    regulatory
    Unknown
    technical
    Live — commercial, within explicit scope2025-03-06
    commercial
    Live — commercial, within explicit scope2025-03-06

    Last change 2025-03-06 · verified 2026-10-22

    Status history (1)
    1. 2025-03-06 · commercial: Live — commercial, within explicit scope. Launched on Liv X.

    regulatory note: Partner licensing not reviewed for this entry.

  • Custody & trading · Hong Kong

    ZA Bank

    ZA Bank retail crypto trading (Hong Kong)

    regulatory
    Unknown
    technical
    Live — commercial, within explicit scope2024-11-25
    commercial
    Live — commercial, within explicit scope2024-11-25

    Last change 2024-11-25 · verified 2026-10-25

    Status history (1)
    1. 2024-11-25 · commercial: Live — commercial, within explicit scope. Retail crypto trading service launched in the ZA Bank app.

    regulatory note: Partner HashKey Exchange described as a licensed virtual asset exchange; no bank-level approval named.

    commercial note: Bitcoin and Ethereum only at launch.

  • Tokenized deposits · Switzerland

    UBS

    UBS Digital Cash

    regulatory
    Unknown
    technical
    Pilot / proof of concept2024-11-07
    commercial
    Unknown
    • Official institutionalUBS ↗2024-11-07

    Last change 2024-11-07 · verified 2026-10-22

    Status history (1)
    1. 2024-11-07 · technical: Pilot / proof of concept. Pilot completed.

    commercial note: UBS “plans to expand and develop”; no launch reviewed.

  • Custody & trading · Turkey

    Garanti BBVA

    Garanti BBVA Kripto crypto custody and trading (Türkiye)

    regulatory
    Unknown
    technical
    Live — commercial, within explicit scope2024-10-25
    commercial
    Live — commercial, within explicit scope2024-10-25
    • Official institutionalBBVA ↗2023-08-07
    • Official institutionalBBVA ↗2024-10-25

    Last change 2024-10-25 · verified 2026-10-25

    Status history (3)
    1. 2023-08-07 · technical: Pilot / proof of concept. Garanti BBVA Digital Assets launched with a pilot for BTC and ETH transfer and custody.
    2. 2024-10-25 · commercial: Live — commercial, within explicit scope. Following the 2023 pilot, service rolling out to the entire customer base.
    3. 2024-10-25 · technical: Pilot / proof of concept → Live — commercial, within explicit scope. Platform live on Ripple Custody and IBM infrastructure.

    regulatory note: No licence or regulator named in the BBVA releases.

    technical note: Ripple Custody and IBM infrastructure.

    commercial note: Pilot in 2023; rolling out to the entire customer base (Oct 2024); platform serves more than 14,000 users per BBVA.

  • Crypto services · Thailand

    Siam Commercial Bank (SCB)

    Stablecoin settlement for cross-border payments and remittances (with Lightnet)

    regulatory
    Unknown
    technical
    Live — commercial, within explicit scope2024-10-21
    commercial
    Live — commercial, within explicit scope2024-10-21

    Last change 2024-10-21 · verified 2026-10-24

    Status history (1)
    1. 2024-10-21 · commercial: Live — commercial, within explicit scope. Sandbox graduation and commercialisation announced.

    regulatory note: The Bank of Thailand lists SCB as having successfully tested and exited its cross-border payments regulatory sandbox; sandbox exit is not recorded as an authorisation.

    commercial note: Described by SCB as fully commercialized after sandbox graduation in October 2024.

  • Tokenized deposits · Singapore

    DBS

    DBS Token Services (Treasury Tokens, Conditional Payments, Programmable Rewards)

    regulatory
    Unknown
    technical
    Live — restricted / specific counterparties2024-10-18
    commercial
    Pilot / proof of concept2024-10-18
    • Official institutionalDBS ↗2024-10-18
    • Official institutionalDBS ↗2024-10-18

    Last change 2024-10-18 · verified 2026-10-22

    Status history (1)
    1. 2024-10-18 · technical: Live — restricted / specific counterparties. Suite introduced; Treasury Tokens pilot with Ant International.

    technical note: Suite introduced; Treasury Tokens described as a pilot with Ant International.

    commercial note: Release names a pilot client; general commercial availability not stated.

  • Custody & trading · Germany

    Commerzbank

    Crypto custody and trading for corporate clients (with Crypto Finance)

    regulatory
    Unknown
    technical
    Live — restricted / specific counterparties2024-09-19
    commercial
    Live — restricted / specific counterparties2024-09-19

    Last change 2024-09-19 · verified 2026-10-24

    Status history (1)
    1. 2024-09-19 · commercial: Live — restricted / specific counterparties. Custody and trading offered to selected corporate clients in Germany.

    regulatory note: Commerzbank states it was granted a crypto custody licence under the German Banking Act (KWG) on 15 Nov 2023; the BaFin register was not reviewed. See also the separate MiCA Art. 60 row.

    commercial note: Initially selected existing corporate clients in Germany; BTC and ETH.

  • Custody & trading · United Kingdom

    Standard Chartered

    Standard Chartered digital asset custody (DIFC, UAE)

    regulatory
    Approved / authorised2024-09-10
    technical
    Live — restricted / specific counterparties2024-09-10
    commercial
    Live — restricted / specific counterparties2024-09-10

    Last change 2024-09-10 · verified 2026-10-23

    Status history (1)
    1. 2024-09-10 · commercial: Live — restricted / specific counterparties. Custody service launched in the DIFC with an inaugural institutional client.

    regulatory note: Per Standard Chartered, the offering was granted a DFSA licence; the DFSA register entry itself was not reviewed (needs-review).

    commercial note: Brevan Howard Digital named as inaugural client.

  • Custody & trading · Switzerland

    Zürcher Kantonalbank

    Zürcher Kantonalbank bitcoin and ether trading and custody (retail and B2B for Swiss banks)

    regulatory
    Unknown
    technical
    Live — commercial, within explicit scope2024-09-04
    commercial
    Live — commercial, within explicit scope2024-09-04

    Last change 2024-09-04 · verified 2026-10-25

    Status history (1)
    1. 2024-09-04 · commercial: Live — commercial, within explicit scope. ZKB crypto trading and custody launched; Thurgauer Kantonalbank first B2B partner.

    commercial note: Thurgauer Kantonalbank is the first partner bank using the B2B service.

  • Custody & trading · Switzerland

    Thurgauer Kantonalbank

    Thurgauer Kantonalbank bitcoin and ether trading and custody (via ZKB)

    regulatory
    Unknown
    technical
    Live — commercial, within explicit scope2024-09-04
    commercial
    Live — commercial, within explicit scope2024-09-04

    Last change 2024-09-04 · verified 2026-10-25

    Status history (1)
    1. 2024-09-04 · commercial: Live — commercial, within explicit scope. TKB crypto offer launched with ZKB as partner bank.

    technical note: ZKB handles settlement and custody of TKB orders.

  • Stablecoin issuance · Colombia

    Bancolombia

    Bancolombia Group Wenia platform and COPW Colombian-peso stablecoin

    regulatory
    Unknown
    technical
    Live — commercial, within explicit scope2024-07-25
    commercial
    Live — commercial, within explicit scope2024-07-25

    Last change 2024-07-25 · verified 2026-10-25

    Status history (1)
    1. 2024-07-25 · commercial: Live — commercial, within explicit scope. Wenia release: COPW available in Colombia; Chainlink PoR live in production.

    regulatory note: Licensing not stated in the fetched release.

    technical note: COPW issued on Polygon; Chainlink Proof of Reserve live in production.

    commercial note: COPW available in Colombia, with plans to expand to other countries (no dates).

  • Custody & trading · Brazil

    Itaú Unibanco

    Bitcoin and ether trading with own custody in the íon app

    regulatory
    Unknown
    technical
    Live — commercial, within explicit scope2024-06-10
    commercial
    Live — commercial, within explicit scope2024-06-10

    Last change 2024-06-10 · verified 2026-10-24

    Status history (2)
    1. 2023-12-04 · commercial: Live — restricted / specific counterparties. Crypto trading launched via íon (initial stage).
    2. 2024-06-10 · commercial: Live — restricted / specific counterparties → Live — commercial, within explicit scope. Access expanded to all íon Itaú clients.

    commercial note: All íon Itaú clients from 10 June 2024 (gradual rollout from Dec 2023).

  • Custody & trading · Germany

    LBBW

    Crypto custody for corporate clients (with Bitpanda)

    regulatory
    Unknown
    technical
    Unknown
    commercial
    Developing / partnership established2024-04-15
    • Official institutionalLBBW ↗2024-04-15

    Last change 2024-04-15 · verified 2026-10-24

    Status history (1)
    1. 2024-04-15 · commercial: Developing / partnership established. Partnership with Bitpanda announced; pilot planned 2H 2024.

    commercial note: Partnership agreed; pilot market launch planned for 2H 2024 (later launch not reviewed).

  • Tokenized assets · United Kingdom / Hong Kong

    HSBC

    HSBC Gold Token (HSBC Orion) for retail customers

    regulatory
    Unknown
    technical
    Live — commercial, within explicit scope2024-03-27
    commercial
    Live — commercial, within explicit scope2024-03-27
    • Official institutionalHSBC ↗2024-03-27

    Last change 2024-03-27 · verified 2026-10-24

    Status history (1)
    1. 2024-03-27 · commercial: Live — commercial, within explicit scope. HSBC Gold Token introduced to retail customers in Hong Kong.

    regulatory note: HSBC states the product is authorised by the Securities and Futures Commission; the SFC record was not reviewed.

    commercial note: Retail customers in Hong Kong via HSBC Online Banking and HSBC HK Mobile App.

  • Custody & trading · Switzerland

    Luzerner Kantonalbank

    Luzerner Kantonalbank crypto trading and custody (Switzerland)

    regulatory
    Unknown
    technical
    Live — commercial, within explicit scope2024-03-04
    commercial
    Live — commercial, within explicit scope2024-03-04

    Last change 2024-03-04 · verified 2026-10-25

    Status history (1)
    1. 2024-03-04 · commercial: Live — commercial, within explicit scope. LUKB crypto trading and custody available since early March 2024.

    technical note: Own infrastructure integrated in the core banking system.

  • Custody & trading · Switzerland

    PostFinance

    PostFinance crypto trading, custody and savings plans (Switzerland)

    regulatory
    Unknown
    technical
    Live — commercial, within explicit scope2024-02-21
    commercial
    Live — commercial, within explicit scope2024-02-21

    Last change 2024-02-21 · verified 2026-10-25

    Status history (1)
    1. 2024-02-21 · commercial: Live — commercial, within explicit scope. PostFinance crypto offering launched for its customers.

    regulatory note: Partner Sygnum is FINMA-regulated per the release; no PostFinance-specific approval named.

    commercial note: Entry threshold USD 50 for savings plans and single orders.

  • Custody & trading · Switzerland

    Zuger Kantonalbank

    Zuger Kantonalbank crypto trading and custody (Sygnum B2B platform)

    regulatory
    Unknown
    technical
    Live — commercial, within explicit scope2023-10-02
    commercial
    Live — commercial, within explicit scope2023-10-02

    Last change 2023-10-02 · verified 2026-10-25

    Status history (1)
    1. 2023-10-02 · commercial: Live — commercial, within explicit scope. Zuger Kantonalbank crypto offer launched.

    regulatory note: Sygnum platform offers FINMA-regulated digital asset banking services per the release.

  • Crypto services · Brazil

    Inter (Banco Inter)

    Inter crypto trading via B3 Digitas

    regulatory
    Unknown
    technical
    Live — restricted / specific counterparties2023-06-27
    commercial
    Live — restricted / specific counterparties2023-06-27
    • Official institutionalB3 ↗2023-06-27

    Last change 2023-06-27 · verified 2026-10-23

    Status history (1)
    1. 2023-06-27 · commercial: Live — restricted / specific counterparties. Launched for a specific client base with gradual rollout.

    technical note: Initially for a specific client base, rolled out gradually (per B3).

  • Stablecoin issuance · Brazil

    BTG Pactual

    BTG Pactual BTG Dol US-dollar stablecoin (Brazil)

    regulatory
    Unknown
    technical
    Live — commercial, within explicit scope2023-04-04
    commercial
    Live — commercial, within explicit scope2023-04-04

    Last change 2023-04-04 · verified 2026-10-25

    Status history (1)
    1. 2023-04-04 · commercial: Live — commercial, within explicit scope. BTG Dol available for purchase on the BTG Pactual platform and Mynt app.

    regulatory note: No regulator approval named in the release.

    technical note: Custodied by BTG Pactual, which guarantees and manages the backing.

  • Custody & trading · Brazil

    Nubank

    Nubank in-app crypto trading (with Paxos)

    regulatory
    Unknown
    technical
    Live — commercial, within explicit scope2022-07-26
    commercial
    Live — commercial, within explicit scope2022-07-26

    Last change 2022-07-26 · verified 2026-10-24

    Status history (1)
    1. 2022-07-26 · commercial: Live — commercial, within explicit scope. Available to the entire Brazilian customer base; 1 million crypto customers.

    commercial note: Made available to the entire customer base in Brazil at the end of June 2022.

  • Stablecoin issuance · Australia

    ANZ

    A$DC Australian-dollar stablecoin

    regulatory
    Unknown
    technical
    Live — restricted / specific counterparties2022-03-24
    commercial
    Pilot / proof of concept2022-03-24
    • Official institutionalANZ ↗2022-03-24

    Last change 2022-03-24 · verified 2026-10-24

    Status history (1)
    1. 2022-03-24 · technical: Live — restricted / specific counterparties. First A$DC payment executed on a public permissionless blockchain.

    technical note: Single client transaction executed on a public permissionless blockchain.

    commercial note: ANZ describes continuing to trial the capability.

  • Custody & trading · Italy

    Banca Generali

    Banca Generali BG Conio bitcoin trading and custody (Italy)

    regulatory
    Unknown
    technical
    Live — commercial, within explicit scope2022-02-23
    commercial
    Live — commercial, within explicit scope2022-02-23

    Last change 2022-02-23 · verified 2026-10-25

    Status history (1)
    1. 2022-02-23 · commercial: Live — commercial, within explicit scope. BG Conio launched for Banca Generali Private clients.

    technical note: 3-key multi-signature custody; Banca Generali holds the third key on behalf of the client.

  • Custody & trading · United Kingdom

    Standard Chartered

    Zodia Custody (SC Ventures / Northern Trust) — UK

    regulatory
    Approved / authorised2021-07-29
    technical
    Live — commercial, within explicit scope2021-07-29
    commercial
    Live — commercial, within explicit scope2021-07-29

    Last change 2021-07-29 · verified 2026-10-23

    Status history (1)
    1. 2021-07-29 · regulatory: Approved / authorised. FCA registration under the Money Laundering Regulations; commercial operations began.

    regulatory note: FCA registration under the UK Money Laundering Regulations (an AML registration, not a full authorisation), as stated by Standard Chartered; the FCA register was not reviewed (needs-review).

  • Custody & trading · Spain

    BBVA

    BBVA Switzerland bitcoin trading and custody for private banking clients

    regulatory
    Unknown
    technical
    Live — commercial, within explicit scope2021-06-21
    commercial
    Live — commercial, within explicit scope2021-06-21
    • Official institutionalBBVA ↗2020-12-09
    • Official institutionalBBVA ↗2021-06-18

    Last change 2021-06-21 · verified 2026-10-25

    Status history (2)
    1. 2020-12-09 · commercial: Announced / exploring. BBVA announced a bitcoin trading and custody service via BBVA Switzerland from January 2021.
    2. 2021-06-21 · commercial: Announced / exploring → Live — commercial, within explicit scope. Service opened to all BBVA Switzerland private banking clients.

    commercial note: Opened to all private banking clients from 21 June 2021; progressive launch from January 2021.

  • Custody & trading · United States

    Anchorage Digital Bank

    Anchorage Digital Bank national trust bank charter (OCC)

    regulatory
    Approved / authorised2021-01-13
    technical
    Unknown
    commercial
    Unknown

    Last change 2021-01-13 · verified 2026-10-25

    Status history (1)
    1. 2021-01-13 · regulatory: Approved / authorised. OCC conditional approval and national trust bank charter.

    regulatory note: OCC conditional approval of the conversion of Anchorage Trust Company (South Dakota) into Anchorage Digital Bank, National Association.

    commercial note: Commercial status of services not reviewed in this record.

  • Custody & trading · Switzerland

    AMINA Bank

    FINMA-licensed digital asset bank (formerly SEBA)

    regulatory
    Approved / authorised2019-08-26
    technical
    Live — commercial, within explicit scope2019-11-12
    commercial
    Live — commercial, within explicit scope2019-11-12

    Last change 2019-11-12 · verified 2026-10-24

    Status history (2)
    1. 2019-08-26 · regulatory: Approved / authorised. FINMA banking and securities dealer licence issued.
    2. 2019-11-12 · commercial: Live — commercial, within explicit scope. Operative business launched for Swiss clients.

    commercial note: Swiss clients from Nov 2019 after a one-month test phase.

  • Custody & trading · Switzerland

    Sygnum Bank

    FINMA banking and securities dealer licence (digital asset bank)

    regulatory
    Approved / authorised2019-08-26
    technical
    Unknown
    commercial
    Unknown

    Last change 2019-08-26 · verified 2026-10-24

    Status history (1)
    1. 2019-08-26 · regulatory: Approved / authorised. FINMA banking and securities dealer licence issued.

Institution comparison

Top institutions by tracked initiatives. Full comparison.

Institution by product type
InstitutionTokenizationTokenized depositsCustody & tradingTokenized assetsTokenized fundsStablecoin issuanceStablecoin paymentsCrypto services
Standard Chartered—Live — restricted / specific counterpartiesLive — restricted / specific counterparties——Pilot / proof of concept——
HSBC—Live — restricted / specific counterparties—Live — commercial, within explicit scope—Live — commercial, within explicit scope——
UBS—Pilot / proof of concept—Live — restricted / specific counterparties—Pilot / proof of concept——
BNY—Pilot / proof of conceptLive — restricted / specific counterparties—Live — commercial, within explicit scopeAnnounced / exploring——
Deutsche Bank—Pilot / proof of conceptNotified (MiCA Art. 60)——Announced / exploring——
Anchorage Digital Bank——Live — commercial, within explicit scope——Announced / exploring——
BBVA——Live — commercial, within explicit scope——Announced / exploring——
BNP Paribas—Pilot / proof of concept———Announced / exploring——
CaixaBank—Pilot / proof of conceptNotified (MiCA Art. 60)——Announced / exploring——
Citi—Live — commercial, within explicit scope———Announced / exploring——

Coverage and inclusion criteria

  • Included: banks, bank subsidiaries and bank-owned market infrastructure with a dated initiative in stablecoins, tokenized deposits, crypto custody/trading or tokenised settlement, backed by a regulator record or the institution’s own publication.
  • Not included: media reports alone, unnamed “sources say” stories, vendor marketing about unnamed bank clients, and placeholders.
  • EU MiCA rows come from ESMA’s interim MiCA register. We list a selection of notable credit institutions, not every notifying bank (ESMA’s register lists many more, e.g. German cooperative banks).
  • Coverage is incomplete and global-first by intent: currently strongest for the EU, US, UK, Hong Kong, Singapore and the UAE. Latin America, Japan, India and Africa are under-covered; absence from this table means “not yet reviewed”, not “not active”.

Status definitions

Regulatory
— whether a regulator has authorised it (or, for EU credit institutions, recorded a MiCA Art. 60 notification — a notification, not an authorisation).
Technical
— whether it has been built, piloted or used in live transactions.
Commercial
— whether customers can actually use it, and within what scope.

Full definitions, evidence types and review rules: methodology. Spot an error? Corrections.

Institution profiles

Per-bank scorecards with initiatives, licences, partners, regulator records, timeline and a transparent readiness score: all scorecards.

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Status changes in this tracker — announced, pilot, authorised, live — land in the brief the week they are verified.

Free, weekly. Every fact sourced.

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